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Bank First Corporation BFC NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
69/100
3/7 Pass
SharesGrow Intrinsic Value
$173.55
+21.8%
Analyst Price Target
$150.00
+5.2%

Bank First Corporation (BFC) is a Banks - Regional company in the Financial Services sector, currently trading at $142.52. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of BFC = $173.55 (+21.8% from the current price, the stock appears undervalued). Analyst consensus target is BFC = $150 (+5.2% upside).

Valuation: BFC trades at a trailing Price-to-Earnings (P/E) of 19.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 4.15.

Financials: revenue is $240M, +23.3%/yr average growth. Net income is $71M, growing at +20.6%/yr. Net profit margin is 29.7% (strong). Gross margin is 70.3% (-18.5 pp trend).

Balance sheet: total debt is $124M against $644M equity (Debt-to-Equity (D/E) ratio 0.19, conservative). Current ratio is 1.84 (strong liquidity). Debt-to-assets is 2.7%. Total assets: $4.5B.

Analyst outlook: 1 / 3 analysts rate BFC as buy (33%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 36/100 (Fail), Growth 100/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).

$150.00
▲ 5.25% Upside
Average Price Target
The 12-month price target for Bank First Corporation is $150.00.

BFC SharesGrow Score Overview

69/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 36/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 55/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — BFC

VALUE Fail
36/100
BFC trades at a trailing Price-to-Earnings (P/E) of 19.4 (S&P 500 average ~25). Forward PEG 4.15 — overvalued. Trailing PEG 11.48. Analyst consensus target is $150, implying +5.2% from the current price $143. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
BFC: +23.3%/yr revenue is, +20.6%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
BFC: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet BFC: Debt-to-Equity (D/E) ratio 0.19 (conservative), Current ratio is 1.84 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
55/100
BFC: Gross margin is 70.3% (-18.5 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 55/100. ≥ 70 = Pass.
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~
FUTURE Partial
40/100
Analyst outlook: 1 / 3 analysts rate BFC as buy (33%). Analyst consensus target is $150 (+5.2% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
85/100
BFC: Net profit margin is 29.7%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range94.02-153
Volume74.02K
Avg Volume (30D)95.25K
Market Cap$1.6B
Beta (1Y)0.40
Dividend Yield$5.3500
Share Statistics
EPS (TTM)7.23
Shares Outstanding$9.83M
IPO Date2003-10-15
Employees362
CEOMichael Molepske
Financial Highlights & Ratios
Revenue (TTM)$240.45M
Gross Profit$169.14M
EBITDA$93.76M
Net Income$71.5M
Operating Income$88.17M
Total Cash$55.35M
Total Debt$123.55M
Net Debt$68.21M
Total Assets$4.52B
Price / Earnings (P/E)19.7
Price / Sales (P/S)6.64
Analyst Forecast
1Y Price Target$150.00
Target High$150.00
Target Low$150.00
Upside+5.2%
Rating ConsensusHold
Analysts Covering3
Buy 33% Hold 67% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Capital Marke
CurrencyUSD
ISINUS06211J1007

Price Chart

BFC
Bank First Corporation  ·  NASDAQ Capital Marke
Financial Services • Banks - Regional
94.02 52WK RANGE 153.00
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