SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Bank First Corporation (BFC) trades at a trailing P/E of 19.4, forward P/E of 13.9. Trailing earnings yield is 5.16%, forward earnings yield 7.21%. PEG 1.73. Graham Number is $103.48.
Criteria proven by this page:
- VALUE (36/100, Fail) — the composite valuation score falls below the 60/100 threshold required to pass.
- Forward P/E 13.9 (down from trailing 19.4) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 1.73 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield 5.16% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.21% as earnings recover.
- Analyst consensus target $150.00 (+5.2% upside) — modest upside expected.
Overall SharesGrow Score: 69/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✗
VALUE
36/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — BFC
Valuation Multiples
P/E (TTM)19.4
Forward P/E13.9
PEG Ratio1.73
Forward PEG0.33
P/B Ratio2.15
P/S Ratio6.56
EV/EBITDA17.6
Per Share Data
EPS (TTM)$7.27
Forward EPS (Est.)$10.28
Book Value / Share$65.47
Revenue / Share$24.45
FCF / Share$5.19
Yields & Fair Value
Earnings Yield5.16%
Forward Earnings Yield7.21%
Dividend Yield3.80%
Graham Number$103.48
SharesGrow IV$173.55 (+21.8%)
Analyst Target$150.00 (+5.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.9 |
1.10 |
1.63 |
4.15 |
1.77% |
| 2017 |
18.3 |
11.01 |
1.74 |
4.74 |
1.44% |
| 2018 |
12.2 |
0.22 |
1.78 |
3.68 |
1.46% |
| 2019 |
17.9 |
6.81 |
2.07 |
4.92 |
1.14% |
| 2020 |
12.7 |
0.43 |
1.64 |
4.12 |
1.27% |
| 2021 |
12.1 |
0.72 |
1.71 |
4.71 |
1.59% |
| 2022 |
16.5 |
-2.88 |
1.65 |
5.71 |
1.05% |
| 2023 |
11.8 |
0.39 |
1.42 |
4.73 |
1.36% |
| 2024 |
15.2 |
-1.41 |
1.55 |
4.45 |
1.57% |
| 2025 |
16.8 |
1.49 |
1.86 |
4.98 |
4.38% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.40 |
$50M |
$14.91M |
29.8% |
| 2017 |
$2.44 |
$59.28M |
$15.31M |
25.8% |
| 2018 |
$3.81 |
$84.52M |
$25.46M |
30.1% |
| 2019 |
$3.87 |
$97.14M |
$26.69M |
27.5% |
| 2020 |
$5.05 |
$117.02M |
$38.05M |
32.5% |
| 2021 |
$5.90 |
$116.78M |
$45.44M |
38.9% |
| 2022 |
$5.56 |
$130.77M |
$45.21M |
34.6% |
| 2023 |
$7.26 |
$186.47M |
$74.51M |
40% |
| 2024 |
$6.50 |
$223.24M |
$65.56M |
29.4% |
| 2025 |
$7.23 |
$240.45M |
$71.5M |
29.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$10.28 |
$10.21 – $10.34 |
$269.9M |
$268.68M – $271.12M |
1 |
| 2027 |
$10.76 |
$10.69 – $10.82 |
$277.1M |
$275.85M – $278.35M |
1 |
