Northrim BanCorp, Inc. (NRIM) is a Banks - Regional company in the Financial Services sector, currently trading at $24.53. It has a SharesGrow Score of 81/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NRIM = $40.21 (+63.9% from the current price, the stock appears undervalued).
Valuation: NRIM trades at a trailing Price-to-Earnings (P/E) of 8.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.21.
Financials: revenue is $243M, +21.8%/yr average growth. Net income is $65M, growing at +34.3%/yr. Net profit margin is 26.6% (strong). Gross margin is 81.4% (-13.3 pp trend).
Balance sheet: total debt is $94M against $327M equity (Debt-to-Equity (D/E) ratio 0.29, conservative). Current ratio is 93.98 (strong liquidity). Debt-to-assets is 2.8%. Total assets: $3.3B.
Analyst outlook: 1 / 1 analysts rate NRIM as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 67/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 49/100 (Partial), Future 100/100 (Pass), Income 85/100 (Pass).
