SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Community Trust Bancorp, Inc. (CTBI) trades at a trailing P/E of 11.8, forward P/E of 11.1. Trailing earnings yield is 8.50%, forward earnings yield 8.98%. PEG 0.66 (Peter Lynch undervalued ≤1.0). Graham Number is $76.25.
Criteria proven by this page:
- VALUE (47/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 11.1 (down from trailing 11.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.66 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.50% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.98% as earnings recover.
- Analyst consensus target $61.00 (-5.3% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 60/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
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VALUE
47/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CTBI
Valuation Multiples
P/E (TTM)11.8
Forward P/E11.1
PEG Ratio0.66
Forward PEG1.71
P/B Ratio1.35
P/S Ratio2.84
EV/EBITDA11.2
Per Share Data
EPS (TTM)$5.44
Forward EPS (Est.)$5.79
Book Value / Share$47.49
Revenue / Share$22.71
FCF / Share$5.15
Yields & Fair Value
Earnings Yield8.50%
Forward Earnings Yield8.98%
Dividend Yield3.22%
Graham Number$76.25
SharesGrow IV$134.26 (+108.4%)
Analyst Target$61.00 (-5.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.4 |
12.22 |
1.74 |
4.46 |
2.55% |
| 2017 |
16.1 |
1.98 |
1.56 |
4.07 |
2.77% |
| 2018 |
11.8 |
0.80 |
1.24 |
3.14 |
3.48% |
| 2019 |
12.8 |
1.48 |
1.34 |
3.51 |
3.17% |
| 2020 |
11.1 |
-1.39 |
1.00 |
2.85 |
4.13% |
| 2021 |
8.8 |
0.19 |
1.11 |
3.25 |
3.60% |
| 2022 |
10.0 |
-1.41 |
1.30 |
3.20 |
3.65% |
| 2023 |
10.1 |
-2.01 |
1.12 |
2.40 |
4.10% |
| 2024 |
11.5 |
2.00 |
1.26 |
2.53 |
3.51% |
| 2025 |
10.4 |
0.58 |
1.19 |
2.49 |
3.53% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.70 |
$195.02M |
$47.35M |
24.3% |
| 2017 |
$2.92 |
$204.2M |
$51.49M |
25.2% |
| 2018 |
$3.35 |
$223.4M |
$59.23M |
26.5% |
| 2019 |
$3.64 |
$235.58M |
$64.54M |
27.4% |
| 2020 |
$3.35 |
$231M |
$59.5M |
25.8% |
| 2021 |
$4.94 |
$238.63M |
$87.94M |
36.9% |
| 2022 |
$4.58 |
$255.66M |
$81.81M |
32% |
| 2023 |
$4.36 |
$326.31M |
$78M |
23.9% |
| 2024 |
$4.61 |
$376.01M |
$82.81M |
22% |
| 2025 |
$5.43 |
$409.34M |
$98.06M |
24% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.79 |
$5.70 – $5.86 |
$302M |
$299.38M – $304.62M |
2 |
| 2027 |
$6.02 |
$6.00 – $6.04 |
$315.38M |
$312.86M – $317.9M |
2 |
