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First American Financial Corporation FAF NYSE

NYSE • Financial Services • Insurance - Specialty • US • USD

SharesGrow Score
80/100
6/7 Pass
SharesGrow Intrinsic Value
$75.70
+19.4%
Analyst Price Target
$76.00
+19.8%

First American Financial Corporation (FAF) is a Insurance - Specialty company in the Financial Services sector, currently trading at $63.42. It has a SharesGrow Score of 80/100, indicating a strong investment profile with 6 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of FAF = $75.70 (+19.4% from the current price, the stock appears undervalued). Analyst consensus target is FAF = $76 (+19.8% upside).

Valuation: FAF trades at a trailing Price-to-Earnings (P/E) of 10.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.26.

Financials: revenue is $7.4B, +162.1%/yr average growth. Net income is $622M, growing at +105.7%/yr. Net profit margin is 8.4% (thin). Gross margin is 95.6% (+26.4 pp trend).

Balance sheet: total debt is $1.9B against $5.5B equity (Debt-to-Equity (D/E) ratio 0.35, conservative). Debt-to-assets is 11.7%. Total assets: $16.2B.

Analyst outlook: 11 / 15 analysts rate FAF as buy (73%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 75/100 (Pass), Moat 74/100 (Pass), Future 79/100 (Pass), Income 45/100 (Partial).

$76.00
▲ 19.84% Upside
Average Price Target
Based on 15 Wall Street analysts offering 12-month price targets for First American Financial Corporation, the average price target is $76.00, with a high forecast of $82.00, and a low forecast of $70.00.
Highest Price Target
$82.00
Average Price Target
$76.00
Lowest Price Target
$70.00

FAF SharesGrow Score Overview

80/100
SharesGrow Score
Strong investment profile
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VALUE 87/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 75/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 74/100
Gross margin is + market cap
FUTURE 79/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FAF

VALUE Pass
87/100
FAF trades at a trailing Price-to-Earnings (P/E) of 10.4 (S&P 500 average ~25). Forward PEG 1.26 — ~moderate (~1.5). Trailing PEG 0.36. Analyst consensus target is $76, implying +19.8% from the current price $63. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
FAF: +162.1%/yr revenue is, +105.7%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
FAF: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
75/100
Balance sheet FAF: Debt-to-Equity (D/E) ratio 0.35 (conservative), Current ratio is N/A. Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
74/100
FAF: Gross margin is 95.6% (+26.4 pp trend), $6B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 74/100. ≥ 70 = Pass.
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FUTURE Pass
79/100
Analyst outlook: 11 / 15 analysts rate FAF as buy (73%). Analyst consensus target is $76 (+19.8% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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~
INCOME Partial
45/100
FAF: Net profit margin is 8.4%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range53.09-71.47
Volume636.85K
Avg Volume (30D)1.11M
Market Cap$6.49B
Beta (1Y)1.30
Dividend Yield$2.1900
Share Statistics
EPS (TTM)6.02
Shares Outstanding$103.3M
IPO Date2010-05-28
Employees19,038
CEOMark Edward Seaton
Financial Highlights & Ratios
Revenue (TTM)$7.45B
Gross Profit$7.12B
EBITDA$1.2B
Net Income$621.8M
Operating Income$826.2M
Total Cash$1.39B
Total Debt$1.91B
Net Debt$518.6M
Total Assets$16.23B
Price / Earnings (P/E)10.5
Price / Sales (P/S)0.87
Analyst Forecast
1Y Price Target$76.00
Target High$82.00
Target Low$70.00
Upside+19.8%
Rating ConsensusBuy
Analysts Covering15
Buy 73% Hold 20% Sell 7%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS31847R1023

Price Chart

FAF
First American Financial Corporation  ·  NYSE
Financial Services • Insurance - Specialty
53.09 52WK RANGE 71.47
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