SharesGrow.com Intrinsic Value of S&P & Nasdaq Contact Us

हिन्दी

← Back to all stocks

First Reliance Bancshares, Inc. FSRL OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score

SharesGrow Intrinsic Value

Negative cash flow

First Reliance Bancshares, Inc. (FSRL) is a Banks - Regional company in the Financial Services sector, currently trading at $13.98. It has a SharesGrow Score of 77/100, indicating a strong investment profile with 5 out of 7 criteria passed.

Financials: revenue is $70M, +24.1%/yr average growth. Net income is $11M, growing at +30.1%/yr. Net profit margin is 15.7% (healthy). Gross margin is 70.1% (-29.9 pp trend).

Balance sheet: total debt is $40M against $93M equity (Debt-to-Equity (D/E) ratio 0.43, conservative). Current ratio is 0.04 (tight liquidity). Debt-to-assets is 3.6%. Total assets: $1.1B.

Analyst outlook: 2 / 2 analysts rate FSRL as buy (100%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 35/100 (Fail), Future 100/100 (Pass), Income 70/100 (Pass).

FSRL SharesGrow Score Overview

77/100

SharesGrow Score

Strong investment profile

View full scorecard →

VALUE 100/100

Valuation — P/E, PEG, Forward PEG

GROWTH 100/100

Financials — average growth

PAST 100/100

strong — trend

HEALTH 33/100

Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is

MOAT 35/100

Gross margin is + market cap

FUTURE 100/100

Analyst outlook — as buy

INCOME 70/100

Net profit margin is

Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FSRL

FSRL trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.

View details →

FSRL: +24.1%/yr revenue is, +30.1%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.

View details →

FSRL: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.

View details →

Balance sheet FSRL: Debt-to-Equity (D/E) ratio 0.43 (conservative), Current ratio is 0.04 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.

View details →

FSRL: Gross margin is 70.1% (-29.9 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 35/100. ≥ 70 = Pass.

View details →

Analyst outlook: 2 / 2 analysts rate FSRL as buy (100%). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.

View details →

FSRL: Net profit margin is 15.7%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.

View details →

Stock Chart & Stats

Market Data

52-Week Range9-16.03

Volume5.3K

Avg Volume (30D)3.09K

Market Cap$109.6M

Beta (1Y)0.20

Share Statistics

EPS (TTM)1.39

Shares Outstanding$7.85M

IPO Date2004-03-30

Employees170

CEOFredrick R. Saunders Jr.

Financial Highlights & Ratios

Revenue (TTM)$69.64M

Gross Profit$48.85M

EBITDA$13.99M

Net Income$10.91M

Operating Income$13.99M

Total Debt$39.79M

Net Debt$39.79M

Total Assets$1.09B

Price / Earnings (P/E)10.1

Price / Sales (P/S)1.57

Analyst Forecast

Rating ConsensusBuy

Analysts Covering2

Buy 100% Hold 0% Sell 0%

Company Info

CountryUS

ExchangeOther OTC

CurrencyUSD

ISINUS33615Q1004

Price Chart

FSRL

First Reliance Bancshares, Inc. ↗ · Other OTC

Financial Services • Banks - Regional

9.00 52WK RANGE 16.03

People Also View

American Business Bank

Private Bancorp of America, Inc.

Middlefield Banc Corp.

Avidbank Holdings, Inc.

First Community Corporation

Ohio Valley Banc Corp.

First Financial Northwest, Inc.

Blackhawk Bancorp, Inc.

Contact Us

🎓

SharesGrow Academy

Learn how to calculate Intrinsic Value and find undervalued stocks.

Weekly live sessions

📧 [email protected]

📞 +65 8912 8000

Send us a message