SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Reliance Bancshares, Inc. (FSRL) trades at a trailing P/E of 10.7, forward P/E of 10.5. Trailing earnings yield is 9.37%, forward earnings yield 9.56%. PEG 0.13 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (10.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.13); earnings yield beats bond yields (9.37%).
- Forward P/E 10.5 (down from trailing 10.7) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.37% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.56% as earnings recover.
Overall SharesGrow Score: 77/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FSRL
Valuation Multiples
P/E (TTM)10.7
Forward P/E10.5
PEG Ratio0.13
Forward PEG5.23
P/B Ratio0.00
P/S Ratio1.67
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.31
Forward EPS (Est.)$1.34
Book Value / Share$0.00
Revenue / Share$8.36
FCF / Share$0.00
Yields & Fair Value
Earnings Yield9.37%
Forward Earnings Yield9.56%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.57 |
$22.5M |
$3.52M |
15.7% |
| 2017 |
$-0.13 |
$25.81M |
$-689.36K |
-2.7% |
| 2018 |
$0.31 |
$33.55M |
$2.43M |
7.2% |
| 2019 |
$0.51 |
$37.56M |
$4.09M |
10.9% |
| 2020 |
$1.32 |
$51.15M |
$10.62M |
20.8% |
| 2021 |
$0.65 |
$40.86M |
$5.28M |
12.9% |
| 2022 |
$0.73 |
$42.16M |
$5.93M |
14.1% |
| 2023 |
$0.56 |
$35.52M |
$4.6M |
13% |
| 2024 |
$0.71 |
$39.26M |
$5.92M |
15.1% |
| 2025 |
$1.31 |
$69.64M |
$10.91M |
15.7% |
