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Home Bancorp, Inc. HBCP NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
65/100
4/7 Pass
SharesGrow Intrinsic Value
$143.33
+122.1%
Analyst Price Target
$50.00
-22.5%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Home Bancorp, Inc. (HBCP) trades at a trailing P/E of 10.8, forward P/E of 11.1. Trailing earnings yield is 9.26%, forward earnings yield 9.05%. PEG 0.38 (Peter Lynch undervalued ≤1.0). Graham Number is $86.91.

Criteria proven by this page:

  • VALUE (41/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • PEG Ratio 0.38 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 9.26% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $50.00 (-22.5% downside) — analysts see meaningful downside risk at the current price level.

Overall SharesGrow Score: 65/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
65/100
SG Score
View full scorecard →
~
VALUE
41/100
Price-to-Earnings & upside
Proven by this page
FUTURE
64/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
49/100
→ Income
GROWTH
80/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — HBCP

Valuation Multiples
P/E (TTM)10.8
Forward P/E11.1
PEG Ratio0.38
Forward PEG2.13
P/B Ratio1.14
P/S Ratio2.41
EV/EBITDA7.0
Per Share Data
EPS (TTM)$5.96
Forward EPS (Est.)$5.84
Book Value / Share$56.31
Revenue / Share$27.09
FCF / Share$5.74
Yields & Fair Value
Earnings Yield9.26%
Forward Earnings Yield9.05%
Dividend Yield1.83%
Graham Number$86.91
SharesGrow IV$143.33 (+122.1%)
Analyst Target$50.00 (-22.5%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 16.5 0.66 1.47 3.35 1.13%
2017 18.3 2.67 1.11 3.64 1.32%
2018 10.2 0.26 1.06 2.78 2.09%
2019 12.7 -1.11 1.12 3.05 2.22%
2020 9.8 -1.37 0.75 2.05 3.26%
2021 7.2 0.07 0.99 2.82 2.26%
2022 9.6 -0.34 0.99 2.33 2.39%
2023 8.4 0.43 0.92 1.89 2.44%
2024 10.1 -1.18 0.93 1.85 2.22%
2025 9.8 0.33 1.03 2.15 2.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.25 $78.84M $16.01M 20.3%
2017 $2.41 $84.36M $16.82M 19.9%
2018 $3.40 $115.76M $31.59M 27.3%
2019 $3.05 $116.62M $27.93M 24%
2020 $2.85 $118.43M $24.77M 20.9%
2021 $5.77 $123.17M $48.62M 39.5%
2022 $4.16 $139.82M $34.07M 24.4%
2023 $4.99 $178.3M $40.24M 22.6%
2024 $4.57 $199.39M $36.43M 18.3%
2025 $5.87 $209.23M $46.06M 22%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $5.83 $5.66 – $6.01 $154.93M $154.03M – $155.83M 3
2027 $6.13 $6.00 – $6.34 $162.1M $160.56M – $163.64M 3
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