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Kemper Corporation KMPR NYSE

NYSE • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
63/100
3/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$56.00
+74.1%

Kemper Corporation (KMPR) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $32.17. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of KMPR = $-15.05 (-146.8% from the current price, the stock appears overvalued). Analyst consensus target is KMPR = $56 (+74.1% upside).

Valuation: KMPR trades at a trailing Price-to-Earnings (P/E) of 13 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.36.

Financials: revenue is $4.8B, +430.5%/yr average growth. Net income is $143M, growing at +57.2%/yr. Net profit margin is 3% (thin). Gross margin is 29.7% (-70.3 pp trend).

Balance sheet: total debt is $1.0B against $2.7B equity (Debt-to-Equity (D/E) ratio 0.37, conservative). Debt-to-assets is 8.1%. Total assets: $12.5B.

Analyst outlook: 5 / 12 analysts rate KMPR as buy (42%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 96/100 (Pass), Growth 100/100 (Pass), Past 50/100 (Partial), Health 75/100 (Pass), Moat 38/100 (Fail), Future 52/100 (Partial), Income 30/100 (Fail).

$56.00
▲ 74.08% Upside
Average Price Target
The 12-month price target for Kemper Corporation is $56.00.

KMPR SharesGrow Score Overview

63/100
SharesGrow Score
Above average fundamentals
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VALUE 96/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 50/100
strong — trend
HEALTH 75/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 38/100
Gross margin is + market cap
FUTURE 52/100
Analyst outlook — as buy
INCOME 30/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — KMPR

VALUE Pass
96/100
KMPR trades at a trailing Price-to-Earnings (P/E) of 13 (S&P 500 average ~25). Forward PEG 0.36 — Peter Lynch undervalued (≤1.0). Analyst consensus target is $56, implying +74.1% from the current price $32. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
KMPR: +430.5%/yr revenue is, +57.2%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Partial
50/100
KMPR: 2 / 4 years profitable. weak. Score = 2 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
75/100
Balance sheet KMPR: Debt-to-Equity (D/E) ratio 0.37 (conservative), Current ratio is N/A. Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Fail
38/100
KMPR: Gross margin is 29.7% (-70.3 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 38/100. ≥ 70 = Pass.
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FUTURE Partial
52/100
Analyst outlook: 5 / 12 analysts rate KMPR as buy (42%). Analyst consensus target is $56 (+74.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Fail
30/100
KMPR: Net profit margin is 3%. thin (0-5%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range28.41-66.13
Volume448.01K
Avg Volume (30D)1.06M
Market Cap$1.89B
Beta (1Y)1.13
Dividend Yield$1.2800
Share Statistics
EPS (TTM)2.31
Shares Outstanding$62.01M
IPO Date1990-04-23
Employees7,400
CEOCarl Thomas Evans Jr.
Financial Highlights & Ratios
Revenue (TTM)$4.8B
Gross Profit$1.43B
EBITDA$273.5M
Net Income$143.3M
Operating Income$160.7M
Total Cash$453.9M
Total Debt$1B
Net Debt$878.9M
Total Assets$12.47B
Price / Earnings (P/E)13.9
Price / Sales (P/S)0.39
Analyst Forecast
1Y Price Target$56.00
Target High$56.00
Target Low$56.00
Upside+74.1%
Rating ConsensusBuy
Analysts Covering12
Buy 42% Hold 42% Sell 17%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS4884011002

Price Chart

KMPR
Kemper Corporation  ·  NYSE
Financial Services • Insurance - Property & Casualty
28.41 52WK RANGE 66.13
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