Palomar Holdings, Inc. (PLMR) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $130.89. It has a SharesGrow Score of 80/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PLMR = $142.55 (+8.9% from the current price, the stock appears fairly valued). Analyst consensus target is PLMR = $110 (-15.8% upside).
Valuation: PLMR trades at a trailing Price-to-Earnings (P/E) of 17.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.18.
Financials: revenue is $876M, +40.1%/yr average growth. Net income is $197M, growing at +56%/yr. Net profit margin is 22.5% (strong). Gross margin is 73.9% (-26.1 pp trend).
Balance sheet: total debt is $7M against $943M equity (Debt-to-Equity (D/E) ratio 0.01, conservative). Debt-to-assets is 0.3%. Total assets: $2.2B.
Analyst outlook: 9 / 11 analysts rate PLMR as buy (82%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 63/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 55/100 (Partial), Future 58/100 (Partial), Income 85/100 (Pass).
