SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Kemper Corporation (KMPR) trades at a trailing P/E of 13.0, forward P/E of 8.6. Trailing earnings yield is 7.69%, forward earnings yield 11.68%. PEG 0.13 (Peter Lynch undervalued ≤1.0). Graham Number is $49.89.
Criteria proven by this page:
- VALUE (96/100, Pass) — P/E is below market average (13.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.13); analyst target implies upside (+74.1%); earnings yield beats bond yields (7.69%).
- Forward P/E 8.6 (down from trailing 13.0) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.69% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 11.68% as earnings recover.
- Analyst consensus target $56.00 (+74.1% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 63/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
96/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
75/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — KMPR
Valuation Multiples
P/E (TTM)13.0
Forward P/E8.6
PEG Ratio0.13
Forward PEG0.13
P/B Ratio0.70
P/S Ratio0.39
EV/EBITDA17.1
Per Share Data
EPS (TTM)$2.44
Forward EPS (Est.)$3.76
Book Value / Share$45.40
Revenue / Share$81.45
FCF / Share$9.42
Yields & Fair Value
Earnings Yield7.69%
Forward Earnings Yield11.68%
Dividend Yield4.04%
Graham Number$49.89
SharesGrow IV$-15.05 (-146.8%)
Analyst Target$56.00 (+74.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
134.9 |
-1.69 |
1.15 |
0.90 |
2.17% |
| 2017 |
29.3 |
0.05 |
1.67 |
1.33 |
1.40% |
| 2018 |
20.3 |
0.51 |
1.27 |
1.05 |
1.46% |
| 2019 |
9.6 |
0.07 |
1.29 |
1.02 |
1.33% |
| 2020 |
12.3 |
-0.55 |
1.11 |
0.97 |
1.56% |
| 2021 |
-30.5 |
0.23 |
0.94 |
0.67 |
2.13% |
| 2022 |
-11.0 |
-0.07 |
1.29 |
0.58 |
2.54% |
| 2023 |
-11.5 |
1.15 |
1.24 |
0.63 |
2.57% |
| 2024 |
13.4 |
-0.06 |
1.53 |
0.92 |
1.88% |
| 2025 |
17.5 |
-0.33 |
0.94 |
0.52 |
3.17% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.33 |
$2.52B |
$16.8M |
0.7% |
| 2017 |
$2.33 |
$2.72B |
$120.9M |
4.4% |
| 2018 |
$3.24 |
$3.73B |
$190.1M |
5.1% |
| 2019 |
$7.96 |
$5.04B |
$531.1M |
10.5% |
| 2020 |
$6.14 |
$5.2B |
$409.9M |
7.9% |
| 2021 |
$-1.88 |
$5.79B |
$-120.5M |
-2.1% |
| 2022 |
$-4.72 |
$5.58B |
$-301.2M |
-5.4% |
| 2023 |
$-4.25 |
$4.91B |
$-272.1M |
-5.5% |
| 2024 |
$4.82 |
$320.7M |
$317.8M |
99.1% |
| 2025 |
$2.29 |
$4.8B |
$143.3M |
3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.79 |
$3.21 – $4.31 |
$4.57B |
$4.48B – $4.66B |
4 |
| 2027 |
$5.21 |
$4.49 – $5.74 |
$4.78B |
$4.71B – $4.85B |
3 |
| 2028 |
$6.40 |
$6.18 – $6.59 |
$4.89B |
$4.89B – $4.89B |
1 |
