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Northwest Bancshares, Inc. NWBI NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
56/100
2/7 Pass
SharesGrow Intrinsic Value
$24.83
+85.6%
Analyst Price Target
$14.00
+4.6%

Northwest Bancshares, Inc. (NWBI) is a Banks - Regional company in the Financial Services sector, currently trading at $13.38. It has a SharesGrow Score of 56/100, indicating a above average investment profile with 2 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of NWBI = $24.83 (+85.6% from the current price, the stock appears undervalued). Analyst consensus target is NWBI = $14 (+4.6% upside).

Valuation: NWBI trades at a trailing Price-to-Earnings (P/E) of 15.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.9.

Financials: revenue is $877M, +16.5%/yr average growth. Net income is $126M, growing at +0.3%/yr. Net profit margin is 14.4% (healthy). Gross margin is 68.3% (-21.5 pp trend).

Balance sheet: total debt is $446M against $1.9B equity (Debt-to-Equity (D/E) ratio 0.24, conservative). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 2.7%. Total assets: $16.8B.

Analyst outlook: 4 / 14 analysts rate NWBI as buy (29%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 55/100 (Partial), Growth 63/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 34/100 (Fail), Income 55/100 (Partial).

$14.00
▲ 4.63% Upside
Average Price Target
Based on 14 Wall Street analysts offering 12-month price targets for Northwest Bancshares, Inc., the average price target is $14.00, with a high forecast of $15.00, and a low forecast of $13.00.
Highest Price Target
$15.00
Average Price Target
$14.00
Lowest Price Target
$13.00

NWBI SharesGrow Score Overview

56/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 55/100
Valuation — P/E, PEG, Forward PEG
GROWTH 63/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 55/100
Gross margin is + market cap
FUTURE 34/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — NWBI

~
VALUE Partial
55/100
NWBI trades at a trailing Price-to-Earnings (P/E) of 15.7 (S&P 500 average ~25). Forward PEG 1.9 — overvalued. Trailing PEG 2.76. Analyst consensus target is $14, implying +4.6% from the current price $13. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
63/100
NWBI: +16.5%/yr revenue is, +0.3%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
NWBI: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet NWBI: Debt-to-Equity (D/E) ratio 0.24 (conservative), Current ratio is 0.13 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
55/100
NWBI: Gross margin is 68.3% (-21.5 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 55/100. ≥ 70 = Pass.
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FUTURE Fail
34/100
Analyst outlook: 4 / 14 analysts rate NWBI as buy (29%). Analyst consensus target is $14 (+4.6% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
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INCOME Partial
55/100
NWBI: Net profit margin is 14.4%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range10.75-13.62
Volume950.17K
Avg Volume (30D)1.35M
Market Cap$1.96B
Beta (1Y)0.63
Dividend Yield$0.8000
Share Statistics
EPS (TTM)0.93
Shares Outstanding$146.7M
IPO Date1994-11-07
Employees1,996
CEOLouis J. Torchio
Financial Highlights & Ratios
Revenue (TTM)$876.99M
Gross Profit$599.13M
EBITDA$164.77M
Net Income$126.01M
Operating Income$164.77M
Total Cash$1.82B
Total Debt$446.28M
Net Debt$212.64M
Total Assets$16.77B
Price / Earnings (P/E)14.4
Price / Sales (P/S)2.23
Analyst Forecast
1Y Price Target$14.00
Target High$15.00
Target Low$13.00
Upside+4.6%
Rating ConsensusHold
Analysts Covering14
Buy 29% Hold 64% Sell 7%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS6673401039

Price Chart

NWBI
Northwest Bancshares, Inc.  ·  NASDAQ Global Select
Financial Services • Banks - Regional
10.75 52WK RANGE 13.62
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