First Commonwealth Financial Corporation (FCF) is a Banks - Regional company in the Financial Services sector, currently trading at $18.80. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FCF = $37.37 (+98.8% from the current price, the stock appears undervalued). Analyst consensus target is FCF = $21 (+9% upside).
Valuation: FCF trades at a trailing Price-to-Earnings (P/E) of 12.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.13.
Financials: revenue is $729M, +20.7%/yr average growth. Net income is $152M, growing at +6.7%/yr. Net profit margin is 20.9% (strong). Gross margin is 67.6% (-23.3 pp trend).
Balance sheet: total debt is $452M against $1.6B equity (Debt-to-Equity (D/E) ratio 0.29, conservative). Current ratio is 0.37 (tight liquidity). Debt-to-assets is 3.7%. Total assets: $12.4B.
Analyst outlook: 7 / 18 analysts rate FCF as buy (39%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).
