SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
OneMain Holdings, Inc. (OMF) trades at a trailing P/E of 8.4, forward P/E of 7.7. Trailing earnings yield is 11.87%, forward earnings yield 12.94%. PEG 0.15 (Peter Lynch undervalued ≤1.0). Graham Number is $65.43.
Criteria proven by this page:
- VALUE (94/100, Pass) — P/E is below market average (8.4); PEG ≤ 1.0 — Peter Lynch undervalued (0.15); analyst target implies upside (+21.4%); earnings yield beats bond yields (11.87%).
- Forward P/E 7.7 (down from trailing 8.4) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.15 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 11.87% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 12.94% as earnings recover.
- Analyst consensus target $69.71 (+21.4% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 65/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
94/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — OMF
Valuation Multiples
P/E (TTM)8.4
Forward P/E7.7
PEG Ratio0.15
Forward PEG0.58
P/B Ratio1.94
P/S Ratio1.05
EV/EBITDA22.0
Per Share Data
EPS (TTM)$6.62
Forward EPS (Est.)$7.43
Book Value / Share$28.75
Revenue / Share$52.77
FCF / Share$26.48
Yields & Fair Value
Earnings Yield11.87%
Forward Earnings Yield12.94%
Dividend Yield7.50%
Graham Number$65.43
SharesGrow IV$122.49 (+113.3%)
Analyst Target$69.71 (+21.4%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.9 |
-0.07 |
0.97 |
0.80 |
0.60% |
| 2017 |
19.2 |
-1.23 |
1.07 |
0.93 |
- |
| 2018 |
7.4 |
0.05 |
0.87 |
0.78 |
- |
| 2019 |
6.7 |
0.07 |
1.32 |
1.22 |
7.11% |
| 2020 |
8.9 |
-0.65 |
1.89 |
1.32 |
12.42% |
| 2021 |
5.1 |
0.06 |
2.15 |
1.33 |
19.19% |
| 2022 |
4.7 |
-0.16 |
1.37 |
0.81 |
11.60% |
| 2023 |
9.2 |
-0.39 |
1.86 |
1.12 |
8.22% |
| 2024 |
12.3 |
-0.60 |
1.95 |
1.09 |
7.98% |
| 2025 |
10.3 |
0.19 |
2.36 |
1.29 |
6.22% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.59 |
$2.88B |
$215M |
7.5% |
| 2017 |
$1.35 |
$2.97B |
$183M |
6.2% |
| 2018 |
$3.29 |
$3.37B |
$447M |
13.3% |
| 2019 |
$6.27 |
$3.81B |
$855M |
22.4% |
| 2020 |
$5.41 |
$3.91B |
$730M |
18.7% |
| 2021 |
$9.88 |
$4.04B |
$1.31B |
32.6% |
| 2022 |
$7.01 |
$4.2B |
$872M |
20.8% |
| 2023 |
$5.31 |
$2.56B |
$641M |
25% |
| 2024 |
$4.24 |
$695M |
$509M |
73.2% |
| 2025 |
$6.56 |
$6.24B |
$783M |
12.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$7.53 |
$7.00 – $7.74 |
$5.33B |
$5.3B – $5.36B |
9 |
| 2027 |
$8.93 |
$8.48 – $9.29 |
$5.71B |
$5.68B – $5.73B |
8 |
| 2028 |
$10.65 |
$10.45 – $10.88 |
$6.24B |
$6.24B – $6.24B |
1 |
