SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Premier Financial Corp. (PFC) trades at a trailing P/E of 15.6, forward P/E of 11.5. Trailing earnings yield is 6.42%, forward earnings yield 8.70%. PEG 0.32 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (43/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 11.5 (down from trailing 15.6) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.32 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 6.42% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.70% as earnings recover.
- Analyst consensus target $22.00 (-21.5% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 50/100 with 2/7 criteria passed.
SharesGrow 7-Criteria Score
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VALUE
43/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
25/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PFC
Valuation Multiples
P/E (TTM)15.6
Forward P/E11.5
PEG Ratio0.32
Forward PEG0.32
P/B Ratio0.00
P/S Ratio4.13
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.80
Forward EPS (Est.)$2.44
Book Value / Share$0.00
Revenue / Share$6.80
FCF / Share$0.00
Yields & Fair Value
Earnings Yield6.42%
Forward Earnings Yield8.70%
Dividend Yield0.00%
Analyst Target$22.00 (-21.5%)
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2015 |
$1.41 |
$105.86M |
$26.42M |
25% |
| 2016 |
$1.59 |
$112.97M |
$21.57M |
19.1% |
| 2017 |
$1.61 |
$108.1M |
$25.26M |
23.4% |
| 2018 |
$2.26 |
$147.46M |
$39.17M |
26.6% |
| 2019 |
$2.48 |
$160.61M |
$39.89M |
24.8% |
| 2020 |
$1.75 |
$288.69M |
$34.88M |
12.1% |
| 2021 |
$3.39 |
$284.06M |
$104.13M |
36.7% |
| 2022 |
$2.85 |
$294.63M |
$92.32M |
31.3% |
| 2023 |
$2.92 |
$300.56M |
$104.55M |
34.8% |
| 2024 |
$1.80 |
$243.59M |
$64.04M |
26.3% |
