Southside Bancshares, Inc. (SBSI) is a Banks - Regional company in the Financial Services sector, currently trading at $32.75. It has a SharesGrow Score of 51/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SBSI = $80.17 (+144.8% from the current price, the stock appears undervalued).
Valuation: SBSI trades at a trailing Price-to-Earnings (P/E) of 14.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.6.
Financials: revenue is $419M, +13.9%/yr average growth. Net income is $69M, growing at -12.4%/yr. Net profit margin is 16.5% (healthy). Gross margin is 55.8% (-29.3 pp trend).
Balance sheet: total debt is $734M against $848M equity (Debt-to-Equity (D/E) ratio 0.87, moderate). Current ratio is 0.23 (tight liquidity). Debt-to-assets is 8.6%. Total assets: $8.5B.
Analyst outlook: 0 / 8 analysts rate SBSI as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 53/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 49/100 (Partial), Future 20/100 (Fail), Income 70/100 (Pass).
