SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Southside Bancshares, Inc. (SBSI) trades at a trailing P/E of 14.1, forward P/E of 10.4. Trailing earnings yield is 7.10%, forward earnings yield 9.64%. PEG 0.27 (Peter Lynch undervalued ≤1.0). Graham Number is $38.47.
Criteria proven by this page:
- VALUE (53/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 10.4 (down from trailing 14.1) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.27 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.10% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.64% as earnings recover.
Overall SharesGrow Score: 51/100 with 2/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
53/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SBSI
Valuation Multiples
P/E (TTM)14.1
Forward P/E10.4
PEG Ratio0.27
Forward PEG0.27
P/B Ratio1.15
P/S Ratio2.17
EV/EBITDA10.0
Per Share Data
EPS (TTM)$2.32
Forward EPS (Est.)$3.19
Book Value / Share$28.38
Revenue / Share$14.96
FCF / Share$2.46
Yields & Fair Value
Earnings Yield7.10%
Forward Earnings Yield9.64%
Dividend Yield4.41%
Graham Number$38.47
SharesGrow IV$80.17 (+142.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
20.3 |
1.56 |
1.94 |
4.89 |
2.59% |
| 2017 |
18.5 |
0.00 |
1.33 |
4.55 |
3.20% |
| 2018 |
15.0 |
0.91 |
1.52 |
4.13 |
3.78% |
| 2019 |
16.8 |
3.96 |
1.56 |
4.44 |
3.39% |
| 2020 |
12.5 |
1.07 |
1.18 |
3.66 |
4.19% |
| 2021 |
12.0 |
0.29 |
1.49 |
5.13 |
3.27% |
| 2022 |
11.0 |
-1.82 |
1.55 |
3.93 |
3.89% |
| 2023 |
11.1 |
-0.81 |
1.24 |
2.43 |
4.53% |
| 2024 |
10.9 |
3.07 |
1.18 |
2.11 |
4.54% |
| 2025 |
13.2 |
-0.62 |
1.08 |
2.19 |
4.74% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.81 |
$205.19M |
$49.35M |
24.1% |
| 2017 |
$1.81 |
$221.06M |
$54.31M |
24.6% |
| 2018 |
$2.11 |
$268.85M |
$74.14M |
27.6% |
| 2019 |
$2.20 |
$282.26M |
$74.55M |
26.4% |
| 2020 |
$2.47 |
$281.56M |
$82.15M |
29.2% |
| 2021 |
$3.47 |
$265.32M |
$113.4M |
42.7% |
| 2022 |
$3.26 |
$293.84M |
$105.02M |
35.7% |
| 2023 |
$2.82 |
$395.58M |
$86.69M |
21.9% |
| 2024 |
$2.92 |
$456.07M |
$88.49M |
19.4% |
| 2025 |
$2.29 |
$419.03M |
$69.22M |
16.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.18 |
$3.15 – $3.23 |
$294.51M |
$291.99M – $297.85M |
3 |
| 2027 |
$3.36 |
$3.32 – $3.40 |
$310.11M |
$307.45M – $313.63M |
3 |
