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ProAssurance Corporation PRA NYSE

NYSE • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
38/100
0/7 Pass
SharesGrow Intrinsic Value
$19.39
-21.3%
Analyst Price Target
$18.33
-25.6%

ProAssurance Corporation (PRA) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $24.63. It has a SharesGrow Score of 38/100, indicating a weak investment profile with 0 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of PRA = $19.39 (-21.3% from the current price, the stock appears overvalued). Analyst consensus target is PRA = $18 (-25.6% upside).

Valuation: PRA trades at a trailing Price-to-Earnings (P/E) of 24.6 (S&P 500 average ~25).

Financials: revenue is $1.1B, -0.1%/yr average growth. Net income is $51M, growing at -3089.9%/yr. Net profit margin is 4.6% (thin). Gross margin is 39.4% (-60.6 pp trend).

Balance sheet: total debt is $446M against $1.3B equity (Debt-to-Equity (D/E) ratio 0.33, conservative). Current ratio is 0.15 (tight liquidity). Debt-to-assets is 8.2%. Total assets: $5.4B.

Analyst outlook: 2 / 11 analysts rate PRA as buy (18%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 58/100 (Partial), Growth 15/100 (Fail), Past 50/100 (Partial), Health 50/100 (Partial), Moat 45/100 (Partial), Future 16/100 (Fail), Income 30/100 (Fail).

$18.33
▼ 25.58% Downside
Average Price Target
Based on 11 Wall Street analysts offering 12-month price targets for ProAssurance Corporation, the average price target is $18.33, with a high forecast of $20.00, and a low forecast of $17.00.
Highest Price Target
$20.00
Average Price Target
$18.33
Lowest Price Target
$17.00

PRA SharesGrow Score Overview

38/100
SharesGrow Score
Below average — proceed with caution
View full scorecard →
VALUE 58/100
Valuation — P/E, PEG, Forward PEG
GROWTH 15/100
Financials — average growth
PAST 50/100
strong — trend
HEALTH 50/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 45/100
Gross margin is + market cap
FUTURE 16/100
Analyst outlook — as buy
INCOME 30/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — PRA

~
VALUE Partial
58/100
PRA trades at a trailing Price-to-Earnings (P/E) of 24.6 (S&P 500 average ~25). Forward PEG -10.21 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.5. Analyst consensus target is $18, implying -26.9% from the current price $25. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Fail
15/100
PRA: -0.1%/yr revenue is, -3089.9%/yr Net income is average growth. weak. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Partial
50/100
PRA: 2 / 4 years profitable. weak. Score = 2 / 4 × 100. ≥ 80 = Pass.
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~
HEALTH Partial
50/100
Balance sheet PRA: Debt-to-Equity (D/E) ratio 0.33 (conservative), Current ratio is 0.15 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
45/100
PRA: Gross margin is 39.4% (-60.6 pp trend), $1B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 45/100. ≥ 70 = Pass.
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FUTURE Fail
16/100
Analyst outlook: 2 / 11 analysts rate PRA as buy (18%). Analyst consensus target is $18 (-26.9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Fail
30/100
PRA: Net profit margin is 4.6%. thin (0-5%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range22.72-24.85
Volume1.02M
Avg Volume (30D)688.5K
Market Cap$1.27B
Beta (1Y)0.03
Share Statistics
EPS (TTM)0.99
Shares Outstanding$51.34M
IPO Date1991-09-04
Employees1,036
CEOEdward Lewis Rand Jr.
Financial Highlights & Ratios
Revenue (TTM)$1.1B
Gross Profit$432.61M
EBITDA$106.6M
Net Income$50.92M
Operating Income$72.07M
Total Cash$322.12M
Total Debt$446.46M
Net Debt$409.97M
Total Assets$5.45B
Price / Earnings (P/E)24.9
Price / Sales (P/S)1.16
Analyst Forecast
1Y Price Target$18.00
Target High$20.00
Target Low$17.00
Upside-26.9%
Rating ConsensusHold
Analysts Covering11
Buy 18% Hold 73% Sell 9%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS74267C1062

Price Chart

PRA
ProAssurance Corporation  ·  NYSE
Financial Services • Insurance - Property & Casualty
22.72 52WK RANGE 24.85
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