Donegal Group Inc. (DGICB) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $18.09. It has a SharesGrow Score of 77/100, indicating a strong investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of DGICB = $22.95 (+26.9% from the current price, the stock appears undervalued).
Valuation: DGICB trades at a trailing Price-to-Earnings (P/E) of 6.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.86.
Financials: revenue is $978M, +5%/yr average growth. Net income is $79M, growing at +477.1%/yr. Net profit margin is 8.1% (thin). Gross margin is 42.3% (-57.7 pp trend).
Balance sheet: total debt is $35M against $640M equity (Debt-to-Equity (D/E) ratio 0.05, conservative). Debt-to-assets is 1.5%. Total assets: $2.4B.
Analyst outlook: 2 / 2 analysts rate DGICB as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 94/100 (Pass), Growth 83/100 (Pass), Past 75/100 (Partial), Health 100/100 (Pass), Moat 42/100 (Fail), Future 100/100 (Pass), Income 45/100 (Partial).
