SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Selective Insurance Group, Inc. (SIGI) trades at a trailing P/E of 10.5, forward P/E of 10.3. Trailing earnings yield is 9.51%, forward earnings yield 9.67%. PEG 0.08 (Peter Lynch undervalued ≤1.0). Graham Number is $101.38.
Criteria proven by this page:
- VALUE (87/100, Pass) — P/E is below market average (10.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.08); earnings yield beats bond yields (9.51%).
- Forward P/E 10.3 (down from trailing 10.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.08 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.51% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.67% as earnings recover.
- Analyst consensus target $87.33 (+7.9% upside) — modest upside expected.
Overall SharesGrow Score: 73/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
87/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — SIGI
Valuation Multiples
P/E (TTM)10.5
Forward P/E10.3
PEG Ratio0.08
Forward PEG2.25
P/B Ratio1.36
P/S Ratio0.91
EV/EBITDA6.7
Per Share Data
EPS (TTM)$7.68
Forward EPS (Est.)$7.82
Book Value / Share$59.46
Revenue / Share$87.93
FCF / Share$19.86
Yields & Fair Value
Earnings Yield9.51%
Forward Earnings Yield9.67%
Dividend Yield2.00%
Graham Number$101.38
SharesGrow IV$165.02 (+104%)
Analyst Target$87.33 (+7.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.9 |
-2.89 |
1.65 |
1.11 |
1.34% |
| 2017 |
20.3 |
3.71 |
2.00 |
1.39 |
1.08% |
| 2018 |
20.3 |
5.34 |
2.03 |
1.41 |
1.16% |
| 2019 |
14.3 |
0.27 |
1.76 |
1.36 |
1.23% |
| 2020 |
16.3 |
-1.62 |
1.47 |
1.37 |
1.36% |
| 2021 |
12.6 |
0.21 |
1.71 |
1.51 |
1.36% |
| 2022 |
25.0 |
-0.55 |
2.23 |
1.58 |
1.35% |
| 2023 |
17.0 |
0.26 |
2.11 |
1.47 |
1.33% |
| 2024 |
27.5 |
-0.62 |
1.82 |
1.17 |
1.65% |
| 2025 |
11.0 |
0.08 |
1.42 |
0.96 |
2.00% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.70 |
$2.28B |
$158.5M |
6.9% |
| 2017 |
$2.84 |
$2.47B |
$168.83M |
6.8% |
| 2018 |
$3.00 |
$2.59B |
$178.94M |
6.9% |
| 2019 |
$4.53 |
$2.85B |
$271.62M |
9.5% |
| 2020 |
$4.09 |
$2.92B |
$246.36M |
8.4% |
| 2021 |
$6.50 |
$3.38B |
$403.84M |
12% |
| 2022 |
$3.54 |
$3.56B |
$224.89M |
6.3% |
| 2023 |
$5.84 |
$4.23B |
$365.24M |
8.6% |
| 2024 |
$3.23 |
$4.86B |
$207.01M |
4.3% |
| 2025 |
$7.48 |
$5.34B |
$466.41M |
8.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$7.83 |
$7.45 – $8.12 |
$5.14B |
$5.12B – $5.18B |
5 |
| 2027 |
$8.74 |
$8.59 – $8.94 |
$5.38B |
$5.37B – $5.44B |
5 |
| 2028 |
$9.14 |
$9.09 – $9.24 |
$6.16B |
$6.16B – $6.16B |
2 |
