Intrinsic Value of S&P & Nasdaq Contact Us

S&T Bancorp, Inc. STBA NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
60/100
2/7 Pass
SharesGrow Intrinsic Value
$78.58
+79.1%
Analyst Price Target
$40.00
-8.8%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

S&T Bancorp, Inc. (STBA) trades at a trailing P/E of 12.6, forward P/E of 12.0. Trailing earnings yield is 7.95%, forward earnings yield 8.31%. PEG 4.84. Graham Number is $54.46.

Criteria proven by this page:

  • VALUE (40/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • Forward P/E 12.0 (down from trailing 12.6) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 4.84 — above 2.0 suggests expensive relative to earnings growth.
  • Trailing Earnings Yield 7.95% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.31% as earnings recover.
  • Analyst consensus target $40.00 (-8.8% downside) — slight downside risk — the market may be ahead of analyst expectations.

Overall SharesGrow Score: 60/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
60/100
SG Score
View full scorecard →
~
VALUE
40/100
Price-to-Earnings & upside
Proven by this page
FUTURE
26/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
55/100
→ Income
~
GROWTH
48/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — STBA

Valuation Multiples
P/E (TTM)12.6
Forward P/E12.0
PEG Ratio4.84
Forward PEG2.74
P/B Ratio1.15
P/S Ratio2.82
EV/EBITDA10.4
Per Share Data
EPS (TTM)$3.48
Forward EPS (Est.)$3.64
Book Value / Share$37.91
Revenue / Share$14.72
FCF / Share$3.45
Yields & Fair Value
Earnings Yield7.95%
Forward Earnings Yield8.31%
Dividend Yield3.20%
Graham Number$54.46
SharesGrow IV$78.58 (+79.1%)
Analyst Target$40.00 (-8.8%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 19.0 3.33 1.61 4.79 1.98%
2017 18.9 6.44 1.56 4.37 2.07%
2018 12.5 0.28 1.41 3.90 2.62%
2019 16.2 -0.89 1.34 4.27 2.34%
2020 46.1 -0.59 0.84 2.55 4.53%
2021 11.2 0.03 1.02 3.48 3.60%
2022 9.8 0.42 1.12 3.34 3.52%
2023 8.8 0.99 1.00 2.39 3.89%
2024 11.1 -1.20 1.06 2.59 3.49%
2025 11.3 7.76 1.04 2.67 3.48%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.04 $282.41M $71.39M 25.3%
2017 $2.09 $316.1M $72.97M 23.1%
2018 $3.01 $337.13M $105.33M 31.2%
2019 $2.48 $373.04M $98.23M 26.3%
2020 $0.53 $380.21M $21.04M 5.5%
2021 $2.81 $353.96M $110.34M 31.2%
2022 $3.46 $399.01M $135.52M 34%
2023 $3.74 $535.52M $144.78M 27%
2024 $3.40 $564.96M $131.27M 23.2%
2025 $3.49 $568.51M $134.23M 23.6%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $3.62 $3.58 – $3.67 $426.7M $425.8M – $427.6M 6
2027 $3.78 $3.75 – $3.85 $444.29M $443.74M – $444.85M 6
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message