Nicolet Bankshares, Inc. (NIC) is a Banks - Regional company in the Financial Services sector, currently trading at $158.42. It has a SharesGrow Score of 76/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NIC = $166.35 (+5% from the current price, the stock appears fairly valued). Analyst consensus target is NIC = $183 (+15.3% upside).
Valuation: NIC trades at a trailing Price-to-Earnings (P/E) of 15.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.9.
Financials: revenue is $553M, +18.8%/yr average growth. Net income is $151M, growing at +29.5%/yr. Net profit margin is 27.3% (strong). Gross margin is 69.5% (-16.8 pp trend).
Balance sheet: total debt is $135M against $1.3B equity (Debt-to-Equity (D/E) ratio 0.11, conservative). Current ratio is 5079.45 (strong liquidity). Debt-to-assets is 1.5%. Total assets: $9.2B.
Analyst outlook: 3 / 5 analysts rate NIC as buy (60%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 67/100 (Pass), Income 85/100 (Pass).
