TrustCo Bank Corp NY (TRST) is a Banks - Regional company in the Financial Services sector, currently trading at $46.67. It has a SharesGrow Score of 58/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TRST = $85.73 (+83.7% from the current price, the stock appears undervalued).
Valuation: TRST trades at a trailing Price-to-Earnings (P/E) of 13.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.59.
Financials: revenue is $278M, +10.7%/yr average growth. Net income is $61M, growing at -4.5%/yr. Net profit margin is 22% (strong). Gross margin is 67.1% (-29.9 pp trend).
Balance sheet: total debt is $193M against $687M equity (Debt-to-Equity (D/E) ratio 0.28, conservative). Current ratio is 0.26 (tight liquidity). Debt-to-assets is 3%. Total assets: $6.4B.
Analyst outlook: 0 / 3 analysts rate TRST as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 20/100 (Fail), Income 85/100 (Pass).
