SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
United Bankshares, Inc. (UBSI) trades at a trailing P/E of 13.2, forward P/E of 12.4. Trailing earnings yield is 7.58%, forward earnings yield 8.08%. PEG 0.70 (Peter Lynch undervalued ≤1.0). Graham Number is $53.96.
Criteria proven by this page:
- VALUE (52/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 12.4 (down from trailing 13.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.70 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.58% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.08% as earnings recover.
- Analyst consensus target $45.50 (+4.3% upside) — modest upside expected.
Overall SharesGrow Score: 67/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
52/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — UBSI
Valuation Multiples
P/E (TTM)13.2
Forward P/E12.4
PEG Ratio0.70
Forward PEG1.59
P/B Ratio1.12
P/S Ratio3.34
EV/EBITDA7.6
Per Share Data
EPS (TTM)$3.31
Forward EPS (Est.)$3.52
Book Value / Share$39.12
Revenue / Share$12.96
FCF / Share$3.47
Yields & Fair Value
Earnings Yield7.58%
Forward Earnings Yield8.08%
Dividend Yield3.44%
Graham Number$53.96
SharesGrow IV$66.09 (+51.5%)
Analyst Target$45.50 (+4.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
23.1 |
46.01 |
1.52 |
6.31 |
2.83% |
| 2017 |
22.5 |
-0.98 |
1.05 |
4.50 |
3.58% |
| 2018 |
12.6 |
0.21 |
1.00 |
3.85 |
4.40% |
| 2019 |
15.1 |
3.71 |
1.17 |
4.31 |
3.54% |
| 2020 |
13.5 |
-2.15 |
0.90 |
3.42 |
4.18% |
| 2021 |
12.8 |
0.70 |
0.99 |
4.43 |
3.87% |
| 2022 |
14.4 |
-13.61 |
1.21 |
4.76 |
3.54% |
| 2023 |
13.8 |
-4.30 |
1.06 |
3.30 |
3.86% |
| 2024 |
13.6 |
9.24 |
1.01 |
3.13 |
3.96% |
| 2025 |
11.6 |
0.62 |
0.98 |
2.96 |
3.87% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.99 |
$538.63M |
$147.08M |
27.3% |
| 2017 |
$1.54 |
$753.64M |
$150.58M |
20% |
| 2018 |
$2.46 |
$841.42M |
$256.34M |
30.5% |
| 2019 |
$2.55 |
$910.75M |
$260.1M |
28.6% |
| 2020 |
$2.40 |
$1.14B |
$289.02M |
25.4% |
| 2021 |
$2.83 |
$1.06B |
$367.74M |
34.7% |
| 2022 |
$2.80 |
$1.15B |
$379.63M |
33.1% |
| 2023 |
$2.72 |
$1.53B |
$366.31M |
24% |
| 2024 |
$2.75 |
$1.62B |
$373M |
23% |
| 2025 |
$3.27 |
$1.82B |
$464.6M |
25.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.52 |
$3.45 – $3.58 |
$1.3B |
$1.29B – $1.31B |
4 |
| 2027 |
$3.75 |
$3.65 – $3.82 |
$1.36B |
$1.35B – $1.39B |
4 |
