SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Alerus Financial Corporation (ALRS) trades at a trailing P/E of 36.4, forward P/E of 9.8. Trailing earnings yield is 2.75%, forward earnings yield 10.21%. PEG 0.04 (Peter Lynch undervalued ≤1.0). Graham Number is $18.54.
Criteria proven by this page:
- VALUE (38/100, Fail) — the composite valuation score falls below the 60/100 threshold required to pass.
- Forward P/E 9.8 (down from trailing 36.4) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.04 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 2.75% — below bond yields — investors are paying a premium for expected growth rather than current earnings. Forward yield improves to 10.21% as earnings recover.
- Analyst consensus target $29.00 (+15.1% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 49/100 with 1/7 criteria passed.
SharesGrow 7-Criteria Score
✗
VALUE
38/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — ALRS
Valuation Multiples
P/E (TTM)36.4
Forward P/E9.8
PEG Ratio0.04
Forward PEG0.04
P/B Ratio1.12
P/S Ratio1.94
EV/EBITDA25.3
Per Share Data
EPS (TTM)$0.69
Forward EPS (Est.)$2.58
Book Value / Share$22.24
Revenue / Share$12.91
FCF / Share$2.88
Yields & Fair Value
Earnings Yield2.75%
Forward Earnings Yield10.21%
Dividend Yield3.36%
Graham Number$18.54
SharesGrow IV$38.12 (+51.3%)
Analyst Target$29.00 (+15.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
16.3 |
-0.94 |
1.36 |
1.33 |
2.70% |
| 2017 |
18.6 |
3.23 |
1.55 |
1.58 |
2.41% |
| 2018 |
10.2 |
0.14 |
1.35 |
1.41 |
2.81% |
| 2019 |
11.4 |
2.68 |
1.18 |
1.65 |
2.65% |
| 2020 |
10.5 |
0.34 |
1.42 |
1.95 |
2.22% |
| 2021 |
9.6 |
0.55 |
1.40 |
2.13 |
2.14% |
| 2022 |
10.9 |
-0.37 |
1.22 |
1.94 |
2.94% |
| 2023 |
38.1 |
-0.53 |
1.21 |
1.83 |
3.32% |
| 2024 |
22.8 |
0.54 |
0.82 |
1.20 |
3.81% |
| 2025 |
32.8 |
-1.84 |
1.01 |
1.74 |
3.64% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.00 |
$172.59M |
$14.03M |
8.1% |
| 2017 |
$1.07 |
$176.45M |
$15M |
8.5% |
| 2018 |
$1.84 |
$188.3M |
$25.87M |
13.7% |
| 2019 |
$1.91 |
$204.64M |
$29.54M |
14.4% |
| 2020 |
$2.52 |
$239.77M |
$44.68M |
18.6% |
| 2021 |
$2.97 |
$235.79M |
$52.68M |
22.3% |
| 2022 |
$2.10 |
$224.58M |
$40.01M |
17.8% |
| 2023 |
$0.58 |
$243.16M |
$11.7M |
4.8% |
| 2024 |
$0.83 |
$330.41M |
$17.78M |
5.4% |
| 2025 |
$0.68 |
$327.86M |
$17.44M |
5.3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.61 |
$2.47 – $2.75 |
$305.39M |
$304.04M – $306.73M |
3 |
| 2027 |
$2.76 |
$2.60 – $2.87 |
$319.98M |
$318.78M – $321.17M |
3 |
