SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Pathward Financial, Inc. (CASH) trades at a trailing P/E of 11.1, forward P/E of 11.2. Trailing earnings yield is 9.03%, forward earnings yield 8.93%. PEG 0.59 (Peter Lynch undervalued ≤1.0). Graham Number is $85.85.
Criteria proven by this page:
- VALUE (63/100, Pass) — P/E is below market average (11.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.59); earnings yield beats bond yields (9.03%).
- PEG Ratio 0.59 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.03% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $82.00 (-15% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 72/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
63/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CASH
Valuation Multiples
P/E (TTM)11.1
Forward P/E11.2
PEG Ratio0.59
Forward PEG1.19
P/B Ratio2.48
P/S Ratio2.93
EV/EBITDA6.3
Per Share Data
EPS (TTM)$8.56
Forward EPS (Est.)$8.61
Book Value / Share$38.26
Revenue / Share$32.46
FCF / Share$18.91
Yields & Fair Value
Earnings Yield9.03%
Forward Earnings Yield8.93%
Dividend Yield0.21%
Graham Number$85.85
SharesGrow IV$177.25 (+83.8%)
Analyst Target$82.00 (-15%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.3 |
0.32 |
1.52 |
3.37 |
0.86% |
| 2017 |
16.1 |
0.71 |
1.67 |
3.01 |
0.67% |
| 2018 |
16.2 |
4.36 |
1.12 |
2.75 |
0.69% |
| 2019 |
13.1 |
0.27 |
1.51 |
2.47 |
0.61% |
| 2020 |
6.5 |
0.36 |
0.81 |
1.44 |
1.04% |
| 2021 |
11.8 |
0.24 |
1.91 |
3.23 |
0.38% |
| 2022 |
6.4 |
0.32 |
1.49 |
1.84 |
0.61% |
| 2023 |
8.6 |
0.61 |
1.90 |
2.02 |
0.44% |
| 2024 |
9.1 |
0.45 |
1.98 |
2.48 |
0.30% |
| 2025 |
9.3 |
0.96 |
2.02 |
2.53 |
0.27% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.31 |
$151.26M |
$33.22M |
22% |
| 2017 |
$1.61 |
$241.02M |
$44.92M |
18.6% |
| 2018 |
$1.67 |
$303.21M |
$51.62M |
17% |
| 2019 |
$2.49 |
$513.97M |
$97M |
18.9% |
| 2020 |
$2.94 |
$477.04M |
$104.72M |
22% |
| 2021 |
$4.38 |
$515.13M |
$141.71M |
27.5% |
| 2022 |
$5.26 |
$501.28M |
$156.39M |
31.2% |
| 2023 |
$5.99 |
$588.25M |
$163.62M |
27.8% |
| 2024 |
$6.62 |
$626.2M |
$168.36M |
26.9% |
| 2025 |
$7.87 |
$685.23M |
$185.87M |
27.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$8.64 |
$8.62 – $8.66 |
$822.65M |
$821.09M – $824.21M |
1 |
| 2027 |
$9.61 |
$9.59 – $9.63 |
$872.2M |
$870.54M – $873.86M |
1 |
