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Flagstar Financial, Inc. FLG NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
34/100
1/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$15.20
+8%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Flagstar Financial, Inc. (FLG) has a negative trailing P/E of -32.7, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 27.1 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -3.05%, forward earnings yield 3.70%. PEG 0.27 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (60/100, Pass) — PEG ≤ 1.0 — Peter Lynch undervalued (0.27).
  • Forward P/E 27.1 — analysts expect a return to profitability with estimated EPS of $0.52 for FY2026.
  • PEG Ratio 0.27 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield -3.05% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 3.70% as earnings recover.
  • Analyst consensus target $15.20 (+8% upside) — modest upside expected.

Overall SharesGrow Score: 34/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
34/100
SG Score
View full scorecard →
VALUE
60/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
25/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
45/100
→ Income
~
GROWTH
58/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — FLG

Valuation Multiples
P/E (TTM)-32.7
Forward P/E27.1
PEG Ratio0.27
Forward PEG0.27
P/B Ratio0.71
P/S Ratio1.22
EV/EBITDA-205.0
Per Share Data
EPS (TTM)$-0.43
Forward EPS (Est.)$0.52
Book Value / Share$19.59
Revenue / Share$11.40
FCF / Share$-0.57
Yields & Fair Value
Earnings Yield-3.05%
Forward Earnings Yield3.70%
Dividend Yield0.29%
SharesGrow IV$-0.71 (-105%)
Analyst Target$15.20 (+8%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 15.6 -0.02 1.26 4.23 4.29%
2017 13.6 -1.22 0.93 3.49 5.63%
2018 10.9 -0.89 0.69 2.57 7.98%
2019 14.2 -5.59 0.83 2.96 6.26%
2020 9.6 0.29 0.71 2.76 7.15%
2021 9.5 0.55 0.80 3.24 6.16%
2022 6.4 1.21 0.47 1.91 8.42%
2023 -94.0 0.83 0.89 1.23 6.99%
2024 -2.7 0.00 0.37 0.47 2.94%
2025 -29.5 0.35 0.64 1.11 0.92%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $3.04 $1.83B $495.4M 27.1%
2017 $2.70 $1.82B $466.2M 25.6%
2018 $2.37 $1.78B $422.42M 23.7%
2019 $2.31 $1.89B $395M 20.9%
2020 $3.06 $1.77B $511M 28.9%
2021 $3.59 $1.75B $596M 34.1%
2022 $3.77 $2.18B $650M 29.8%
2023 $-0.33 $6.05B $-79M -1.3%
2024 $-3.49 $6.38B $-1.12B -17.5%
2025 $-0.51 $4.7B $-177M -3.8%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $0.55 $0.40 – $0.61 $2.49B $2.4B – $2.58B 13
2027 $1.62 $1.00 – $1.91 $3.06B $2.78B – $3.31B 14
2028 $2.28 $2.25 – $2.31 $3.42B $3.39B – $3.46B 3
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