SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Mid Bancshares, Inc. (FMBH) trades at a trailing P/E of 11.3, forward P/E of 10.4. Trailing earnings yield is 8.84%, forward earnings yield 9.66%. PEG 0.70 (Peter Lynch undervalued ≤1.0). Graham Number is $58.88.
Criteria proven by this page:
- VALUE (76/100, Pass) — P/E is below market average (11.3); PEG ≤ 1.0 — Peter Lynch undervalued (0.70); earnings yield beats bond yields (8.84%).
- Forward P/E 10.4 (down from trailing 11.3) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.70 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.84% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.66% as earnings recover.
- Analyst consensus target $47.00 (+7.8% upside) — modest upside expected.
Overall SharesGrow Score: 62/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
76/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FMBH
Valuation Multiples
P/E (TTM)11.3
Forward P/E10.4
PEG Ratio0.70
Forward PEG1.04
P/B Ratio1.08
P/S Ratio2.24
EV/EBITDA11.8
Per Share Data
EPS (TTM)$3.84
Forward EPS (Est.)$4.21
Book Value / Share$40.13
Revenue / Share$19.52
FCF / Share$5.19
Yields & Fair Value
Earnings Yield8.84%
Forward Earnings Yield9.66%
Dividend Yield2.28%
Graham Number$58.88
SharesGrow IV$77.36 (+77.5%)
Analyst Target$47.00 (+7.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
16.4 |
1.31 |
1.28 |
3.57 |
1.83% |
| 2017 |
18.1 |
6.24 |
1.57 |
3.79 |
1.50% |
| 2018 |
12.6 |
0.67 |
0.97 |
2.95 |
1.90% |
| 2019 |
12.3 |
0.89 |
1.12 |
2.91 |
2.02% |
| 2020 |
12.4 |
-2.11 |
0.99 |
2.79 |
2.28% |
| 2021 |
14.9 |
2.37 |
1.21 |
3.07 |
1.92% |
| 2022 |
8.9 |
0.35 |
1.02 |
2.26 |
2.76% |
| 2023 |
11.0 |
-0.88 |
0.95 |
1.98 |
2.59% |
| 2024 |
11.1 |
2.52 |
1.04 |
1.96 |
2.55% |
| 2025 |
10.1 |
0.63 |
0.97 |
2.00 |
2.51% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.05 |
$100.41M |
$21.84M |
21.7% |
| 2017 |
$2.13 |
$127.5M |
$26.68M |
20.9% |
| 2018 |
$2.52 |
$157.01M |
$36.6M |
23.3% |
| 2019 |
$2.87 |
$202.25M |
$47.94M |
23.7% |
| 2020 |
$2.70 |
$201.37M |
$45.27M |
22.5% |
| 2021 |
$2.87 |
$249.66M |
$51.49M |
20.6% |
| 2022 |
$3.60 |
$286.27M |
$72.95M |
25.5% |
| 2023 |
$3.15 |
$381.63M |
$68.94M |
18.1% |
| 2024 |
$3.30 |
$447.28M |
$78.9M |
17.6% |
| 2025 |
$3.83 |
$466.04M |
$91.75M |
19.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$4.21 |
$4.18 – $4.22 |
$418.84M |
$417.08M – $420.6M |
6 |
| 2027 |
$4.81 |
$4.69 – $4.89 |
$446.68M |
$444.25M – $449.1M |
6 |