SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Bank (FRBA) trades at a trailing P/E of 9.5, forward P/E of 8.7. Trailing earnings yield is 10.53%, forward earnings yield 11.45%. PEG 2.26. Graham Number is $26.61.
Criteria proven by this page:
- VALUE (67/100, Pass) — P/E is below market average (9.5); earnings yield beats bond yields (10.53%).
- Forward P/E 8.7 (down from trailing 9.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 2.26 — above 2.0 suggests expensive relative to earnings growth.
- Trailing Earnings Yield 10.53% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 11.45% as earnings recover.
- Analyst consensus target $17.00 (+1.1% upside) — modest upside expected.
Overall SharesGrow Score: 66/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
67/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FRBA
Valuation Multiples
P/E (TTM)9.5
Forward P/E8.7
PEG Ratio2.26
Forward PEG0.82
P/B Ratio0.93
P/S Ratio1.70
EV/EBITDA6.4
Per Share Data
EPS (TTM)$1.76
Forward EPS (Est.)$1.93
Book Value / Share$17.88
Revenue / Share$9.99
FCF / Share$2.53
Yields & Fair Value
Earnings Yield10.53%
Forward Earnings Yield11.45%
Dividend Yield1.62%
Graham Number$26.61
SharesGrow IV$41.57 (+147.1%)
Analyst Target$17.00 (+1.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.9 |
0.39 |
1.36 |
3.03 |
- |
| 2017 |
27.9 |
-1.42 |
1.19 |
3.65 |
0.57% |
| 2018 |
12.5 |
0.13 |
1.13 |
2.90 |
1.00% |
| 2019 |
15.7 |
-0.56 |
0.93 |
2.39 |
1.09% |
| 2020 |
9.6 |
0.24 |
0.78 |
1.95 |
1.28% |
| 2021 |
8.0 |
0.09 |
1.07 |
2.88 |
1.03% |
| 2022 |
7.4 |
2.68 |
0.93 |
2.39 |
1.74% |
| 2023 |
15.4 |
-0.32 |
0.87 |
1.86 |
1.65% |
| 2024 |
8.4 |
0.11 |
0.86 |
1.54 |
1.71% |
| 2025 |
9.4 |
2.26 |
0.93 |
1.66 |
1.46% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.61 |
$39.96M |
$6.41M |
16% |
| 2017 |
$0.48 |
$53.31M |
$6.99M |
13.1% |
| 2018 |
$0.95 |
$76.19M |
$17.59M |
23.1% |
| 2019 |
$0.69 |
$88.17M |
$13.45M |
15.2% |
| 2020 |
$0.97 |
$95.55M |
$19.45M |
20.4% |
| 2021 |
$1.79 |
$98.87M |
$35.43M |
35.8% |
| 2022 |
$1.84 |
$112.38M |
$36.29M |
32.3% |
| 2023 |
$0.95 |
$173.3M |
$20.9M |
12.1% |
| 2024 |
$1.67 |
$229.44M |
$42.24M |
18.4% |
| 2025 |
$1.74 |
$246.78M |
$43.66M |
17.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.91 |
$1.83 – $1.98 |
$152.14M |
$151.27M – $152.91M |
2 |
| 2027 |
$2.05 |
$2.00 – $2.09 |
$161.38M |
$160.47M – $162.2M |
2 |
