SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Mercury General Corporation (MCY) trades at a trailing P/E of 9.6, forward P/E of 10.4. Trailing earnings yield is 10.44%, forward earnings yield 9.64%. PEG 0.61 (Peter Lynch undervalued ≤1.0). Graham Number is $97.94.
Criteria proven by this page:
- VALUE (75/100, Pass) — P/E is below market average (9.6); PEG ≤ 1.0 — Peter Lynch undervalued (0.61); earnings yield beats bond yields (10.44%).
- PEG Ratio 0.61 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.44% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $90.00 (-3.6% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 65/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — MCY
Valuation Multiples
P/E (TTM)9.6
Forward P/E10.4
PEG Ratio0.61
Forward PEGN/A
P/B Ratio2.14
P/S Ratio0.86
EV/EBITDA5.8
Per Share Data
EPS (TTM)$9.77
Forward EPS (Est.)$9.00
Book Value / Share$43.64
Revenue / Share$108.19
FCF / Share$18.57
Yields & Fair Value
Earnings Yield10.44%
Forward Earnings Yield9.64%
Dividend Yield1.36%
Graham Number$97.94
SharesGrow IV$48.73 (-47.8%)
Analyst Target$90.00 (-3.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
45.5 |
-20.49 |
1.90 |
1.03 |
4.12% |
| 2017 |
20.4 |
0.21 |
1.68 |
0.87 |
4.66% |
| 2018 |
-499.5 |
4.81 |
1.77 |
0.85 |
4.84% |
| 2019 |
8.4 |
0.00 |
1.50 |
0.68 |
5.16% |
| 2020 |
7.7 |
0.45 |
1.42 |
0.76 |
4.83% |
| 2021 |
11.8 |
-0.35 |
1.37 |
0.74 |
4.77% |
| 2022 |
-3.7 |
0.01 |
1.24 |
0.52 |
5.57% |
| 2023 |
21.4 |
-0.18 |
1.33 |
0.45 |
3.40% |
| 2024 |
7.9 |
0.02 |
1.89 |
0.67 |
1.91% |
| 2025 |
9.6 |
0.62 |
2.16 |
0.87 |
1.35% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.32 |
$3.23B |
$73.04M |
2.3% |
| 2017 |
$2.62 |
$3.42B |
$144.88M |
4.2% |
| 2018 |
$-0.10 |
$3.38B |
$-5.73M |
-0.2% |
| 2019 |
$5.78 |
$3.97B |
$320.09M |
8.1% |
| 2020 |
$6.77 |
$3.78B |
$374.61M |
9.9% |
| 2021 |
$4.48 |
$3.99B |
$247.94M |
6.2% |
| 2022 |
$-9.26 |
$3.64B |
$-512.67M |
-14.1% |
| 2023 |
$1.74 |
$4.63B |
$96.34M |
2.1% |
| 2024 |
$8.45 |
$5.48B |
$467.95M |
8.5% |
| 2025 |
$9.77 |
$5.99B |
$541.09M |
9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$9.00 |
$9.00 – $9.00 |
$6.07B |
$6.07B – $6.07B |
1 |
| 2027 |
$8.00 |
$8.00 – $8.00 |
$6.39B |
$6.39B – $6.39B |
1 |
