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Nelnet, Inc. NNI NYSE

NYSE • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
67/100
5/7 Pass
SharesGrow Intrinsic Value
$185.64
+37.2%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Nelnet, Inc. (NNI) trades at a trailing P/E of 11.2, forward P/E of 14.7. Trailing earnings yield is 8.93%, forward earnings yield 6.80%. PEG 0.09 (Peter Lynch undervalued ≤1.0). Graham Number is $161.59.

Criteria proven by this page:

  • VALUE (87/100, Pass) — P/E is below market average (11.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.09); earnings yield beats bond yields (8.93%).
  • PEG Ratio 0.09 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 8.93% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 67/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
87/100
Price-to-Earnings & upside
Proven by this page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
74/100
→ Income
GROWTH
83/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — NNI

Valuation Multiples
P/E (TTM)11.2
Forward P/E14.7
PEG Ratio0.09
Forward PEG1.69
P/B Ratio1.30
P/S Ratio2.28
EV/EBITDA16.0
Per Share Data
EPS (TTM)$11.79
Forward EPS (Est.)$9.20
Book Value / Share$98.43
Revenue / Share$57.16
FCF / Share$10.92
Yields & Fair Value
Earnings Yield8.93%
Forward Earnings Yield6.80%
Dividend Yield0.94%
Graham Number$161.59
SharesGrow IV$185.64 (+37.2%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 8.3 3.78 1.04 1.79 0.99%
2017 13.1 -0.42 1.05 1.92 1.06%
2018 9.3 0.26 0.92 1.26 1.27%
2019 16.2 -0.44 0.96 1.37 1.28%
2020 7.8 0.05 1.04 2.00 1.16%
2021 9.4 0.72 1.26 2.61 0.93%
2022 8.4 1.99 1.07 1.88 1.07%
2023 36.7 -0.47 1.01 1.82 1.19%
2024 21.3 0.19 1.17 2.12 1.04%
2025 11.3 0.09 1.31 2.13 0.89%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $6.02 $803.34M $256.75M 32%
2017 $4.14 $713.1M $173.17M 24.3%
2018 $5.57 $1.01B $227.91M 22.6%
2019 $3.54 $978.43M $141.8M 14.5%
2020 $9.02 $1.04B $352.44M 33.8%
2021 $10.20 $1.42B $393.29M 27.7%
2022 $10.63 $1.82B $407.35M 22.4%
2023 $2.39 $1.81B $89.83M 5%
2024 $5.02 $1.85B $184.05M 10%
2025 $11.58 $2.26B $428.47M 18.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $9.20 $9.20 – $9.20 $1.69B $1.69B – $1.69B 1
2027 $10.00 $10.00 – $10.00 $1.79B $1.79B – $1.79B 1
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