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Triumph Financial, Inc. TFIN NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
51/100
2/7 Pass
SharesGrow Intrinsic Value
$40.36
-34.8%
Analyst Price Target
$59.00
-4.7%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Triumph Financial, Inc. (TFIN) trades at a trailing P/E of 59.0, forward P/E of 39.5. Trailing earnings yield is 1.70%, forward earnings yield 2.53%. PEG 0.82 (Peter Lynch undervalued ≤1.0). Graham Number is $30.85.

Criteria proven by this page:

  • VALUE (63/100, Pass) — PEG ≤ 1.0 — Peter Lynch undervalued (0.82).
  • Forward P/E 39.5 (down from trailing 59.0) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.82 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 1.70% — below bond yields — investors are paying a premium for expected growth rather than current earnings. Forward yield improves to 2.53% as earnings recover.
  • Analyst consensus target $59.00 (-4.7% downside) — slight downside risk — the market may be ahead of analyst expectations.

Overall SharesGrow Score: 51/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
51/100
SG Score
View full scorecard →
VALUE
63/100
Price-to-Earnings & upside
Proven by this page
FUTURE
26/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
55/100
→ Income
GROWTH
30/100
→ Income
INCOME
30/100
→ Income

Valuation Snapshot — TFIN

Valuation Multiples
P/E (TTM)59.0
Forward P/E39.5
PEG Ratio0.82
Forward PEG0.58
P/B Ratio1.59
P/S Ratio3.01
EV/EBITDA26.1
Per Share Data
EPS (TTM)$1.07
Forward EPS (Est.)$1.57
Book Value / Share$39.63
Revenue / Share$20.95
FCF / Share$1.94
Yields & Fair Value
Earnings Yield1.70%
Forward Earnings Yield2.53%
Dividend Yield0.00%
Graham Number$30.85
SharesGrow IV$40.36 (-34.8%)
Analyst Target$59.00 (-4.7%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 22.6 -0.76 1.61 3.21 0.19%
2017 16.6 0.25 1.54 3.06 0.13%
2018 14.2 1.25 1.16 2.58 0.08%
2019 16.8 1.74 1.55 2.88 -
2020 18.5 1.39 1.63 3.18 0.14%
2021 26.1 0.36 3.43 6.66 0.11%
2022 11.7 -1.36 1.34 2.37 0.27%
2023 45.3 -0.76 2.15 3.94 0.17%
2024 131.5 -1.99 2.38 4.34 0.15%
2025 58.3 0.82 1.57 2.87 0.22%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.10 $145.45M $20.7M 14.2%
2017 $1.81 $197.02M $36.22M 18.4%
2018 $2.03 $284.88M $51.71M 18.2%
2019 $2.25 $342.72M $58.54M 17.1%
2020 $2.53 $372.74M $64.02M 17.2%
2021 $4.35 $442M $112.97M 25.6%
2022 $3.96 $502.95M $102.31M 20.3%
2023 $1.61 $471.85M $41.08M 8.7%
2024 $0.54 $487.63M $16.09M 3.3%
2025 $0.93 $516.08M $25.36M 4.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $1.70 $1.44 – $2.17 $461.3M $452.59M – $470M 3
2027 $2.94 $2.34 – $3.94 $514.17M $496.99M – $531.35M 3
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