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AMERISAFE, Inc. AMSF NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Specialty • US • USD

SharesGrow Score
64/100
3/7 Pass
SharesGrow Intrinsic Value
$62.40
+85.2%
Analyst Price Target
$57.50
+70.7%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

AMERISAFE, Inc. (AMSF) trades at a trailing P/E of 13.5, forward P/E of 15.4. Trailing earnings yield is 7.42%, forward earnings yield 6.49%. Graham Number is $21.41.

Criteria proven by this page:

  • VALUE (93/100, Pass) — P/E is below market average (13.5); analyst target implies upside (+70.7%); earnings yield beats bond yields (7.42%).
  • Trailing Earnings Yield 7.42% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $57.50 (+70.7% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 64/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
64/100
SG Score
View full scorecard →
VALUE
93/100
Price-to-Earnings & upside
Proven by this page
FUTURE
64/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
42/100
→ Income
GROWTH
30/100
→ Income
~
INCOME
55/100
→ Income

Valuation Snapshot — AMSF

Valuation Multiples
P/E (TTM)13.5
Forward P/E15.4
PEG RatioN/A
Forward PEGN/A
P/B Ratio2.53
P/S Ratio2.01
EV/EBITDA9.7
Per Share Data
EPS (TTM)$2.50
Forward EPS (Est.)$2.19
Book Value / Share$8.15
Revenue / Share$16.82
FCF / Share$0.47
Yields & Fair Value
Earnings Yield7.42%
Forward Earnings Yield6.49%
Dividend Yield7.66%
Graham Number$21.41
SharesGrow IV$62.40 (+85.2%)
Analyst Target$57.50 (+70.7%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 15.3 1.58 2.61 3.00 6.39%
2017 25.5 -0.62 2.78 3.15 7.00%
2018 15.2 0.28 2.66 2.88 7.76%
2019 13.7 0.47 2.95 3.43 6.85%
2020 12.8 -1.87 2.52 3.26 8.01%
2021 15.8 -0.65 2.61 3.29 9.60%
2022 18.0 -1.20 3.15 3.39 10.05%
2023 14.5 1.20 3.08 2.93 10.37%
2024 17.7 -1.74 3.82 3.18 8.69%
2025 15.5 -1.05 2.90 2.30 6.67%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $4.05 $396.66M $77.87M 19.6%
2017 $2.40 $375.21M $46.23M 12.3%
2018 $3.71 $377.75M $71.63M 19%
2019 $4.80 $370.37M $92.69M 25%
2020 $4.47 $339.5M $86.6M 25.5%
2021 $3.39 $316.01M $65.76M 20.8%
2022 $2.88 $294.69M $55.6M 18.9%
2023 $3.23 $306.91M $62.11M 20.2%
2024 $2.89 $309.04M $55.44M 17.9%
2025 $2.47 $317.25M $47.15M 14.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $2.22 $2.18 – $2.24 $338.97M $332.49M – $345.46M 2
2027 $2.18 $2.10 – $2.26 $366.09M $359.09M – $373.09M 2
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