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Essent Group Ltd. ESNT NYSE

NYSE • Financial Services • Insurance - Specialty • BM • USD

SharesGrow Score
69/100
3/7 Pass
SharesGrow Intrinsic Value
$172.60
+183.4%
Analyst Price Target
$69.33
+13.8%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Essent Group Ltd. (ESNT) trades at a trailing P/E of 8.5, forward P/E of 8.6. Trailing earnings yield is 11.79%, forward earnings yield 11.67%. PEG 12.12. Graham Number is $98.71.

Criteria proven by this page:

  • VALUE (65/100, Pass) — P/E is below market average (8.5); analyst target implies upside (+13.8%); earnings yield beats bond yields (11.79%).
  • PEG Ratio 12.12 — above 2.0 suggests expensive relative to earnings growth.
  • Trailing Earnings Yield 11.79% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $69.33 (+13.8% upside) — modest upside expected.

Overall SharesGrow Score: 69/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
69/100
SG Score
View full scorecard →
VALUE
65/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
52/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
59/100
→ Income
~
GROWTH
40/100
→ Income
INCOME
100/100
→ Income

Valuation Snapshot — ESNT

Valuation Multiples
P/E (TTM)8.5
Forward P/E8.6
PEG Ratio12.12
Forward PEG2.86
P/B Ratio1.02
P/S Ratio4.51
EV/EBITDA7.2
Per Share Data
EPS (TTM)$7.20
Forward EPS (Est.)$7.11
Book Value / Share$60.11
Revenue / Share$13.38
FCF / Share$8.86
Yields & Fair Value
Earnings Yield11.79%
Forward Earnings Yield11.67%
Dividend Yield2.09%
Graham Number$98.71
SharesGrow IV$172.60 (+183.4%)
Analyst Target$69.33 (+13.8%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 13.2 0.32 2.19 6.42 -
2017 10.7 0.16 2.09 7.03 -
2018 7.1 0.40 1.41 4.63 -
2019 9.1 0.50 1.70 5.86 0.58%
2020 11.1 -0.35 1.19 4.80 1.51%
2021 7.4 0.13 1.19 4.92 1.54%
2022 5.0 0.19 0.93 4.09 2.21%
2023 8.0 -0.52 1.10 4.95 1.90%
2024 7.9 1.43 1.02 4.53 2.06%
2025 9.3 12.91 1.12 5.10 1.90%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $2.41 $458.26M $222.61M 48.6%
2017 $3.99 $576.51M $379.75M 65.9%
2018 $4.77 $719.35M $467.36M 65%
2019 $5.66 $867.57M $555.71M 64.1%
2020 $3.88 $955.15M $413.04M 43.2%
2021 $6.11 $1.03B $681.78M 66.3%
2022 $7.72 $1.02B $831.35M 81.6%
2023 $6.50 $1.13B $696.39M 61.6%
2024 $6.85 $1.27B $729.4M 57.6%
2025 $6.90 $1.26B $689.97M 54.7%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $7.14 $7.08 – $7.21 $1.23B $1.21B – $1.26B 5
2027 $7.62 $7.30 – $7.96 $1.27B $1.25B – $1.31B 5
2028 $7.98 $7.76 – $8.29 $1.32B $1.32B – $1.32B 1
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