SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Commonwealth Financial Corporation (FCF) trades at a trailing P/E of 12.6, forward P/E of 10.6. Trailing earnings yield is 7.93%, forward earnings yield 9.40%. PEG 2.17. Graham Number is $22.44.
Criteria proven by this page:
- VALUE (66/100, Pass) — P/E is below market average (12.6); earnings yield beats bond yields (7.93%).
- Forward P/E 10.6 (down from trailing 12.6) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 2.17 — above 2.0 suggests expensive relative to earnings growth.
- Trailing Earnings Yield 7.93% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.40% as earnings recover.
- Analyst consensus target $20.50 (+9% upside) — modest upside expected.
Overall SharesGrow Score: 66/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FCF
Valuation Multiples
P/E (TTM)12.6
Forward P/E10.6
PEG Ratio2.17
Forward PEG0.53
P/B Ratio1.24
P/S Ratio2.62
EV/EBITDA11.0
Per Share Data
EPS (TTM)$1.48
Forward EPS (Est.)$1.77
Book Value / Share$15.11
Revenue / Share$7.09
FCF / Share$1.67
Yields & Fair Value
Earnings Yield7.93%
Forward Earnings Yield9.40%
Dividend Yield2.89%
Graham Number$22.44
SharesGrow IV$37.37 (+98.8%)
Analyst Target$20.50 (+9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
21.1 |
1.08 |
1.68 |
4.46 |
1.98% |
| 2017 |
25.3 |
-1.69 |
1.57 |
4.22 |
2.19% |
| 2018 |
11.1 |
0.12 |
1.23 |
3.14 |
2.91% |
| 2019 |
13.5 |
-7.38 |
1.35 |
3.47 |
2.76% |
| 2020 |
14.3 |
-0.49 |
0.98 |
2.66 |
4.09% |
| 2021 |
11.0 |
0.12 |
1.37 |
3.78 |
2.88% |
| 2022 |
10.2 |
-1.50 |
1.24 |
3.05 |
3.41% |
| 2023 |
10.1 |
0.77 |
1.20 |
2.52 |
3.22% |
| 2024 |
12.1 |
-1.25 |
1.23 |
2.46 |
3.05% |
| 2025 |
11.4 |
1.99 |
1.12 |
2.38 |
3.20% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.67 |
$282.21M |
$59.59M |
21.1% |
| 2017 |
$0.57 |
$330.88M |
$55.17M |
16.7% |
| 2018 |
$1.08 |
$380.89M |
$107.5M |
28.2% |
| 2019 |
$1.07 |
$410.75M |
$105.33M |
25.6% |
| 2020 |
$0.75 |
$395.69M |
$73.45M |
18.6% |
| 2021 |
$1.44 |
$400.6M |
$138.26M |
34.5% |
| 2022 |
$1.37 |
$428.66M |
$128.18M |
29.9% |
| 2023 |
$1.54 |
$626.61M |
$157.06M |
25.1% |
| 2024 |
$1.39 |
$699.69M |
$142.57M |
20.4% |
| 2025 |
$1.47 |
$729.44M |
$152.3M |
20.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.76 |
$1.75 – $1.77 |
$559.15M |
$557.66M – $561.2M |
5 |
| 2027 |
$1.96 |
$1.92 – $1.99 |
$594.09M |
$593.04M – $594.64M |
5 |
