Hingham Institution for Savings (HIFS) is a Banks - Regional company in the Financial Services sector, currently trading at $296.82. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HIFS = $422.65 (+42.4% from the current price, the stock appears undervalued).
Valuation: HIFS trades at a trailing Price-to-Earnings (P/E) of 12.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.6.
Financials: revenue is $237M, +28%/yr average growth. Net income is $55M, growing at +23.6%/yr. Net profit margin is 23% (strong). Gross margin is 43.6% (-24.8 pp trend).
Balance sheet: total debt is $1.5B against $480M equity (Debt-to-Equity (D/E) ratio 3.05, leveraged). Current ratio is 0.02 (tight liquidity). Debt-to-assets is 32.2%. Total assets: $4.5B.
SharesGrow 7-Criteria breakdown: Value 96/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 42/100 (Fail), Future ?/100 (Fail), Income 85/100 (Pass).
