SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Hingham Institution for Savings (HIFS) trades at a trailing P/E of 12.4. Trailing earnings yield is 8.03%. PEG 0.13 (Peter Lynch undervalued ≤1.0). Graham Number is $351.66.
Criteria proven by this page:
- VALUE (96/100, Pass) — P/E is below market average (12.4); PEG ≤ 1.0 — Peter Lynch undervalued (0.13); earnings yield beats bond yields (8.03%).
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.03% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 68/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
96/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — HIFS
Valuation Multiples
P/E (TTM)12.4
Forward P/EN/A
PEG Ratio0.13
Forward PEGN/A
P/B Ratio1.42
P/S Ratio2.87
EV/EBITDA29.1
Per Share Data
EPS (TTM)$25.00
Book Value / Share$219.85
Revenue / Share$108.50
FCF / Share$16.28
Yields & Fair Value
Earnings Yield8.03%
Dividend Yield1.03%
Graham Number$351.66
SharesGrow IV$422.65 (+42.4%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
17.9 |
0.86 |
2.60 |
5.70 |
0.77% |
| 2017 |
16.7 |
1.69 |
2.31 |
5.22 |
0.80% |
| 2018 |
13.9 |
0.77 |
1.98 |
4.56 |
0.87% |
| 2019 |
11.5 |
0.41 |
1.81 |
3.87 |
0.97% |
| 2020 |
9.1 |
0.30 |
1.58 |
4.00 |
1.07% |
| 2021 |
13.3 |
0.41 |
2.54 |
7.28 |
0.64% |
| 2022 |
15.8 |
-0.35 |
1.53 |
5.00 |
1.11% |
| 2023 |
15.9 |
-0.53 |
1.03 |
2.19 |
1.62% |
| 2024 |
19.6 |
3.49 |
1.28 |
2.55 |
0.99% |
| 2025 |
11.4 |
0.12 |
1.29 |
2.62 |
0.89% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$10.89 |
$73.5M |
$23.42M |
31.9% |
| 2017 |
$11.81 |
$82.47M |
$25.76M |
31.2% |
| 2018 |
$13.90 |
$92.43M |
$30.4M |
32.9% |
| 2019 |
$17.83 |
$115.78M |
$38.93M |
33.6% |
| 2020 |
$23.26 |
$115.34M |
$50.77M |
44% |
| 2021 |
$30.65 |
$123.46M |
$67.46M |
54.6% |
| 2022 |
$17.04 |
$118.31M |
$37.52M |
31.7% |
| 2023 |
$12.03 |
$190.52M |
$26.37M |
13.8% |
| 2024 |
$12.85 |
$217.38M |
$28.19M |
13% |
| 2025 |
$24.76 |
$236.76M |
$54.55M |
23% |
