HCI Group, Inc. (HCI) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $153.39. It has a SharesGrow Score of 78/100, indicating a strong investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HCI = $118.45 (-22.8% from the current price, the stock appears overvalued). Analyst consensus target is HCI = $127 (-17.5% upside).
Valuation: HCI trades at a trailing Price-to-Earnings (P/E) of 5.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.33.
Financials: revenue is $901M, +22.4%/yr average growth. Net income is $299M, growing at +151.9%/yr. Net profit margin is 33.2% (strong). Gross margin is 73.2% (-21.8 pp trend).
Balance sheet: total debt is $67M against $1.0B equity (Debt-to-Equity (D/E) ratio 0.06, conservative). Current ratio is 145.9 (strong liquidity). Debt-to-assets is 2.7%. Total assets: $2.5B.
Analyst outlook: 10 / 14 analysts rate HCI as buy (71%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 70/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 100/100 (Pass), Moat 55/100 (Partial), Future 49/100 (Partial), Income 100/100 (Pass).
