Univest Financial Corporation (UVSP) is a Banks - Regional company in the Financial Services sector, currently trading at $37.20. It has a SharesGrow Score of 59/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UVSP = $75.50 (+102.9% from the current price, the stock appears undervalued). Analyst consensus target is UVSP = $34 (-8.6% upside).
Valuation: UVSP trades at a trailing Price-to-Earnings (P/E) of 11.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.37.
Financials: revenue is $518M, +17%/yr average growth. Net income is $91M, growing at +5.8%/yr. Net profit margin is 17.5% (healthy). Gross margin is 61% (-25 pp trend).
Balance sheet: total debt is $352M against $943M equity (Debt-to-Equity (D/E) ratio 0.37, conservative). Current ratio is 0.08 (tight liquidity). Debt-to-assets is 4.2%. Total assets: $8.4B.
Analyst outlook: 2 / 6 analysts rate UVSP as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 59/100 (Partial), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 26/100 (Fail), Income 70/100 (Pass).
