SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Intercorp Financial Services Inc. (IFS) trades at a trailing P/E of 10.2, forward P/E of 2.5. Trailing earnings yield is 9.82%, forward earnings yield 39.53%. PEG 0.24 (Peter Lynch undervalued ≤1.0). Graham Number is $208.93.
Criteria proven by this page:
- VALUE (59/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 2.5 (down from trailing 10.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.24 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.82% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 39.53% as earnings recover.
- Analyst consensus target $30.50 (-40.8% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 67/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
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VALUE
59/100
Price-to-Earnings & upside
Proven by this page
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HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — IFS
Valuation Multiples
P/E (TTM)10.2
Forward P/E2.5
PEG Ratio0.24
Forward PEG0.10
P/B Ratio1.56
P/S Ratio2.15
EV/EBITDA7.7
Per Share Data
EPS (TTM)$17.19
Forward EPS (Est.)$20.33
Book Value / Share$112.86
Revenue / Share$82.20
FCF / Share$9.80
Yields & Fair Value
Earnings Yield9.82%
Forward Earnings Yield39.53%
Dividend Yield1.93%
Graham Number$208.93
SharesGrow IV$364.48 (+608%)
Analyst Target$30.50 (-40.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
14.8 |
-0.65 |
2.87 |
2.88 |
3.55% |
| 2017 |
12.9 |
1.24 |
2.29 |
2.61 |
3.58% |
| 2018 |
13.2 |
6.69 |
2.03 |
2.57 |
3.57% |
| 2019 |
10.7 |
0.35 |
1.74 |
2.44 |
4.24% |
| 2020 |
35.3 |
-0.48 |
1.52 |
2.22 |
5.17% |
| 2021 |
6.8 |
0.02 |
1.40 |
1.93 |
5.22% |
| 2022 |
6.2 |
-0.86 |
1.10 |
1.39 |
7.29% |
| 2023 |
8.7 |
-0.25 |
0.94 |
1.07 |
5.46% |
| 2024 |
9.7 |
0.44 |
1.16 |
1.43 |
3.38% |
| 2025 |
8.7 |
0.20 |
1.29 |
1.72 |
2.49% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$8.72 |
$4.48B |
$828.14M |
18.5% |
| 2017 |
$9.63 |
$4.59B |
$831.76M |
18.1% |
| 2018 |
$9.82 |
$4.78B |
$1.08B |
22.7% |
| 2019 |
$12.78 |
$5.37B |
$1.44B |
26.8% |
| 2020 |
$3.32 |
$5.47B |
$383.26M |
7% |
| 2021 |
$15.51 |
$5.95B |
$1.79B |
30.1% |
| 2022 |
$14.39 |
$6.48B |
$1.67B |
25.7% |
| 2023 |
$9.33 |
$4.09B |
$1.07B |
26.2% |
| 2024 |
$11.38 |
$4.49B |
$1.3B |
29% |
| 2025 |
$16.31 |
$9.24B |
$1.82B |
19.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$20.15 |
$18.86 – $21.41 |
$7.36B |
$7.11B – $7.51B |
2 |
| 2027 |
$21.54 |
$19.20 – $23.87 |
$8.18B |
$6.66B – $8.94B |
2 |
| 2028 |
$24.58 |
$23.90 – $25.25 |
$9.27B |
$8.43B – $9.68B |
2 |
