Mechanics Bank (MCHB) is a Banks - Regional company in the Financial Services sector, currently trading at $15.06. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.
Analyst consensus target is MCHB = $14 (-10.4% upside).
Valuation: MCHB trades at a trailing Price-to-Earnings (P/E) of 15.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.07.
Financials: revenue is $735M, +2.8%/yr average growth. Net income is $171M, growing at +131.9%/yr. Net profit margin is 23.2% (strong). Gross margin is 63.9% (-36.1 pp trend).
Balance sheet: total debt is $279M against $2.9B equity (Debt-to-Equity (D/E) ratio 0.1, conservative). Current ratio is 8.2 (strong liquidity). Debt-to-assets is 1.2%. Total assets: $22.5B.
Analyst outlook: 3 / 10 analysts rate MCHB as buy (30%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 70/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 16/100 (Fail), Income 85/100 (Pass).
