SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Palomar Holdings, Inc. (PLMR) trades at a trailing P/E of 17.2, forward P/E of 13.7. Trailing earnings yield is 5.81%, forward earnings yield 7.30%. PEG 0.29 (Peter Lynch undervalued ≤1.0). Graham Number is $77.12.
Criteria proven by this page:
- VALUE (63/100, Pass) — P/E is below market average (17.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.29); earnings yield beats bond yields (5.81%).
- Forward P/E 13.7 (down from trailing 17.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.29 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.81% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.30% as earnings recover.
- Analyst consensus target $110.25 (-15.8% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 80/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
63/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PLMR
Valuation Multiples
P/E (TTM)17.2
Forward P/E13.7
PEG Ratio0.29
Forward PEG0.41
P/B Ratio3.60
P/S Ratio3.91
EV/EBITDA12.5
Per Share Data
EPS (TTM)$7.43
Forward EPS (Est.)$9.56
Book Value / Share$35.56
Revenue / Share$32.96
FCF / Share$15.30
Yields & Fair Value
Earnings Yield5.81%
Forward Earnings Yield7.30%
Dividend Yield0.00%
Graham Number$77.12
SharesGrow IV$142.55 (+8.9%)
Analyst Target$110.25 (-15.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
48.8 |
0.00 |
4.42 |
7.56 |
- |
| 2017 |
86.3 |
-2.09 |
4.16 |
5.49 |
- |
| 2018 |
23.6 |
0.06 |
4.71 |
5.89 |
- |
| 2019 |
102.2 |
-2.59 |
4.97 |
9.58 |
0.47% |
| 2020 |
353.1 |
-7.21 |
6.08 |
13.12 |
- |
| 2021 |
36.0 |
0.06 |
4.18 |
6.65 |
- |
| 2022 |
21.9 |
1.46 |
2.96 |
3.49 |
- |
| 2023 |
17.4 |
0.32 |
2.92 |
3.66 |
- |
| 2024 |
22.9 |
0.51 |
3.70 |
4.87 |
- |
| 2025 |
18.2 |
0.30 |
3.81 |
4.10 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.29 |
$42.7M |
$6.61M |
15.5% |
| 2017 |
$0.17 |
$59.47M |
$3.78M |
6.4% |
| 2018 |
$0.81 |
$72.97M |
$18.22M |
25% |
| 2019 |
$0.49 |
$113.3M |
$10.62M |
9.4% |
| 2020 |
$0.24 |
$168.46M |
$6.26M |
3.7% |
| 2021 |
$1.76 |
$247.79M |
$45.85M |
18.5% |
| 2022 |
$2.02 |
$327.09M |
$52.17M |
15.9% |
| 2023 |
$3.13 |
$375.93M |
$79.2M |
21.1% |
| 2024 |
$4.48 |
$553.86M |
$117.57M |
21.2% |
| 2025 |
$7.17 |
$875.97M |
$197.07M |
22.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$9.55 |
$9.51 – $9.60 |
$2.52B |
$2.44B – $2.68B |
5 |
| 2027 |
$10.93 |
$10.32 – $11.57 |
$3.09B |
$2.93B – $3.24B |
4 |
| 2028 |
$11.76 |
$11.13 – $12.49 |
$1.45B |
$1.45B – $1.45B |
1 |