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Palomar Holdings, Inc. PLMR NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
80/100
5/7 Pass
SharesGrow Intrinsic Value
$142.55
+8.9%
Analyst Price Target
$110.25
-15.8%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Palomar Holdings, Inc. (PLMR) trades at a trailing P/E of 17.2, forward P/E of 13.7. Trailing earnings yield is 5.81%, forward earnings yield 7.30%. PEG 0.29 (Peter Lynch undervalued ≤1.0). Graham Number is $77.12.

Criteria proven by this page:

  • VALUE (63/100, Pass) — P/E is below market average (17.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.29); earnings yield beats bond yields (5.81%).
  • Forward P/E 13.7 (down from trailing 17.2) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.29 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 5.81% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 7.30% as earnings recover.
  • Analyst consensus target $110.25 (-15.8% downside) — analysts see meaningful downside risk at the current price level.

Overall SharesGrow Score: 80/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
80/100
SG Score
View full scorecard →
VALUE
63/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
55/100
→ Income
GROWTH
100/100
→ Income
INCOME
85/100
→ Income

Valuation Snapshot — PLMR

Valuation Multiples
P/E (TTM)17.2
Forward P/E13.7
PEG Ratio0.29
Forward PEG0.41
P/B Ratio3.60
P/S Ratio3.91
EV/EBITDA12.5
Per Share Data
EPS (TTM)$7.43
Forward EPS (Est.)$9.56
Book Value / Share$35.56
Revenue / Share$32.96
FCF / Share$15.30
Yields & Fair Value
Earnings Yield5.81%
Forward Earnings Yield7.30%
Dividend Yield0.00%
Graham Number$77.12
SharesGrow IV$142.55 (+8.9%)
Analyst Target$110.25 (-15.8%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 48.8 0.00 4.42 7.56 -
2017 86.3 -2.09 4.16 5.49 -
2018 23.6 0.06 4.71 5.89 -
2019 102.2 -2.59 4.97 9.58 0.47%
2020 353.1 -7.21 6.08 13.12 -
2021 36.0 0.06 4.18 6.65 -
2022 21.9 1.46 2.96 3.49 -
2023 17.4 0.32 2.92 3.66 -
2024 22.9 0.51 3.70 4.87 -
2025 18.2 0.30 3.81 4.10 -

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.29 $42.7M $6.61M 15.5%
2017 $0.17 $59.47M $3.78M 6.4%
2018 $0.81 $72.97M $18.22M 25%
2019 $0.49 $113.3M $10.62M 9.4%
2020 $0.24 $168.46M $6.26M 3.7%
2021 $1.76 $247.79M $45.85M 18.5%
2022 $2.02 $327.09M $52.17M 15.9%
2023 $3.13 $375.93M $79.2M 21.1%
2024 $4.48 $553.86M $117.57M 21.2%
2025 $7.17 $875.97M $197.07M 22.5%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $9.55 $9.51 – $9.60 $2.52B $2.44B – $2.68B 5
2027 $10.93 $10.32 – $11.57 $3.09B $2.93B – $3.24B 4
2028 $11.76 $11.13 – $12.49 $1.45B $1.45B – $1.45B 1
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