Timberland Bancorp, Inc. (TSBK) is a Banks - Regional company in the Financial Services sector, currently trading at $41.40. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TSBK = $92.45 (+123.3% from the current price, the stock appears undervalued).
Valuation: TSBK trades at a trailing Price-to-Earnings (P/E) of 10.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.24.
Financials: revenue is $110M, +18.3%/yr average growth. Net income is $29M, growing at +8.2%/yr. Net profit margin is 26.4% (strong). Gross margin is 70.1% (-25.9 pp trend).
Balance sheet: total debt is $23M against $263M equity (Debt-to-Equity (D/E) ratio 0.09, conservative). Current ratio is 0.17 (tight liquidity). Debt-to-assets is 1.1%. Total assets: $2.0B.
Analyst outlook: 1 / 1 analysts rate TSBK as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 51/100 (Partial), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 43/100 (Fail), Future 100/100 (Pass), Income 85/100 (Pass).
