SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Univest Financial Corporation (UVSP) trades at a trailing P/E of 11.6, forward P/E of 10.9. Trailing earnings yield is 8.65%, forward earnings yield 9.17%. PEG 0.51 (Peter Lynch undervalued ≤1.0). Graham Number is $48.91.
Criteria proven by this page:
- VALUE (59/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 10.9 (down from trailing 11.6) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.51 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.65% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.17% as earnings recover.
- Analyst consensus target $34.00 (-8.6% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 59/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
59/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — UVSP
Valuation Multiples
P/E (TTM)11.6
Forward P/E10.9
PEG Ratio0.51
Forward PEG1.38
P/B Ratio1.11
P/S Ratio2.03
EV/EBITDA7.1
Per Share Data
EPS (TTM)$3.20
Forward EPS (Est.)$3.41
Book Value / Share$33.24
Revenue / Share$18.27
FCF / Share$3.25
Yields & Fair Value
Earnings Yield8.65%
Forward Earnings Yield9.17%
Dividend Yield2.38%
Graham Number$48.91
SharesGrow IV$75.50 (+102.9%)
Analyst Target$34.00 (-8.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
36.6 |
-0.94 |
1.41 |
3.91 |
2.39% |
| 2017 |
17.1 |
0.18 |
1.25 |
3.39 |
2.83% |
| 2018 |
12.5 |
2.27 |
1.01 |
2.51 |
3.73% |
| 2019 |
11.9 |
0.40 |
1.16 |
2.80 |
3.00% |
| 2020 |
12.8 |
-0.45 |
0.87 |
2.13 |
2.92% |
| 2021 |
9.6 |
0.10 |
1.14 |
3.00 |
2.68% |
| 2022 |
9.8 |
-0.67 |
0.99 |
2.33 |
3.20% |
| 2023 |
9.1 |
-1.01 |
0.77 |
1.45 |
3.86% |
| 2024 |
11.3 |
1.44 |
0.97 |
1.72 |
2.89% |
| 2025 |
10.4 |
0.49 |
1.00 |
1.81 |
2.69% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.84 |
$182.57M |
$19.51M |
10.7% |
| 2017 |
$1.64 |
$222.26M |
$44.09M |
19.8% |
| 2018 |
$1.72 |
$250.66M |
$50.54M |
20.2% |
| 2019 |
$2.24 |
$279.52M |
$65.72M |
23.5% |
| 2020 |
$1.60 |
$282.27M |
$46.92M |
16.6% |
| 2021 |
$3.11 |
$292.96M |
$91.8M |
31.3% |
| 2022 |
$2.64 |
$330.08M |
$78.12M |
23.7% |
| 2023 |
$2.41 |
$448.55M |
$71.1M |
15.9% |
| 2024 |
$2.58 |
$500.41M |
$75.93M |
15.2% |
| 2025 |
$3.16 |
$518.35M |
$90.76M |
17.5% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.39 |
$3.37 – $3.42 |
$344.02M |
$342.38M – $345.82M |
2 |
| 2027 |
$3.66 |
$3.64 – $3.69 |
$360.42M |
$358.71M – $362.32M |
2 |
