SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Carter Bankshares, Inc. (CARE) trades at a trailing P/E of 16.9, forward P/E of 4.4. Trailing earnings yield is 5.93%, forward earnings yield 22.62%. PEG 0.53 (Peter Lynch undervalued ≤1.0). Graham Number is $24.90.
Criteria proven by this page:
- VALUE (43/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 4.4 (down from trailing 16.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.53 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 5.93% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 22.62% as earnings recover.
- Analyst consensus target $22.00 (-9.4% downside) — slight downside risk — the market may be ahead of analyst expectations.
Overall SharesGrow Score: 52/100 with 1/7 criteria passed.
SharesGrow 7-Criteria Score
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VALUE
43/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CARE
Valuation Multiples
P/E (TTM)16.9
Forward P/E4.4
PEG Ratio0.53
Forward PEG0.02
P/B Ratio1.26
P/S Ratio2.13
EV/EBITDA13.3
Per Share Data
EPS (TTM)$1.43
Forward EPS (Est.)$5.49
Book Value / Share$19.20
Revenue / Share$11.51
FCF / Share$1.37
Yields & Fair Value
Earnings Yield5.93%
Forward Earnings Yield22.62%
Dividend Yield0.00%
Graham Number$24.90
SharesGrow IV$40.62 (+67.2%)
Analyst Target$22.00 (-9.4%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
21.7 |
-0.37 |
0.80 |
2.36 |
2.27% |
| 2017 |
-660.4 |
6.29 |
1.04 |
3.12 |
- |
| 2018 |
32.9 |
-0.02 |
0.90 |
2.48 |
- |
| 2019 |
23.5 |
0.19 |
1.32 |
3.71 |
- |
| 2020 |
-6.2 |
0.02 |
0.64 |
1.73 |
1.30% |
| 2021 |
12.8 |
-0.08 |
0.99 |
2.59 |
- |
| 2022 |
8.1 |
0.12 |
1.24 |
2.28 |
- |
| 2023 |
14.9 |
-0.29 |
0.99 |
1.64 |
- |
| 2024 |
16.7 |
2.78 |
1.06 |
1.71 |
- |
| 2025 |
14.1 |
0.44 |
1.05 |
1.73 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.61 |
$146.66M |
$15.98M |
10.9% |
| 2017 |
$-0.03 |
$144.33M |
$-681K |
-0.5% |
| 2018 |
$0.45 |
$157.89M |
$11.91M |
7.5% |
| 2019 |
$1.01 |
$168.38M |
$26.58M |
15.8% |
| 2020 |
$-1.74 |
$163.77M |
$-45.86M |
-28% |
| 2021 |
$1.19 |
$156.38M |
$31.59M |
20.2% |
| 2022 |
$2.03 |
$179.15M |
$50.12M |
28% |
| 2023 |
$1.00 |
$211.82M |
$23.38M |
11% |
| 2024 |
$1.06 |
$239.67M |
$24.52M |
10.2% |
| 2025 |
$1.40 |
$254.63M |
$31.36M |
12.3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.49 |
$5.12 – $5.86 |
$255.55M |
$254.29M – $256.8M |
2 |
| 2027 |
$2.46 |
$2.45 – $2.48 |
$193.69M |
$192.74M – $194.64M |
2 |
| 2028 |
$2.61 |
$2.59 – $2.63 |
$180M |
$179.12M – $180.88M |
1 |
| 2029 |
$3.09 |
$3.07 – $3.11 |
$162.53M |
$161.73M – $163.33M |
1 |
