SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Regional Management Corp. (RM) trades at a trailing P/E of 7.9, forward P/E of 6.9. Trailing earnings yield is 12.71%, forward earnings yield 14.49%. PEG 0.76 (Peter Lynch undervalued ≤1.0). Graham Number is $61.49.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (7.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.76); earnings yield beats bond yields (12.71%).
- Forward P/E 6.9 (down from trailing 7.9) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.76 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 12.71% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 14.49% as earnings recover.
Overall SharesGrow Score: 60/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — RM
Valuation Multiples
P/E (TTM)7.9
Forward P/E6.9
PEG Ratio0.76
Forward PEG0.29
P/B Ratio0.94
P/S Ratio0.53
EV/EBITDA21.5
Per Share Data
EPS (TTM)$4.47
Forward EPS (Est.)$5.51
Book Value / Share$37.57
Revenue / Share$65.01
FCF / Share$30.03
Yields & Fair Value
Earnings Yield12.71%
Forward Earnings Yield14.49%
Dividend Yield3.41%
Graham Number$61.49
SharesGrow IV$112.59 (+196.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
12.9 |
1.12 |
1.50 |
1.29 |
- |
| 2017 |
10.1 |
0.37 |
1.27 |
1.12 |
- |
| 2018 |
7.9 |
0.47 |
1.00 |
0.91 |
- |
| 2019 |
7.7 |
0.26 |
1.13 |
0.96 |
- |
| 2020 |
12.2 |
-0.33 |
1.20 |
0.87 |
0.68% |
| 2021 |
6.5 |
0.02 |
2.04 |
1.35 |
1.65% |
| 2022 |
5.1 |
-0.14 |
0.85 |
0.51 |
4.35% |
| 2023 |
14.8 |
-0.21 |
0.73 |
0.43 |
5.04% |
| 2024 |
7.9 |
0.05 |
0.92 |
0.56 |
3.71% |
| 2025 |
8.7 |
1.06 |
1.03 |
0.60 |
2.98% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.99 |
$220.59M |
$24.03M |
10.9% |
| 2017 |
$2.54 |
$248.55M |
$29.96M |
12.1% |
| 2018 |
$2.93 |
$273.24M |
$35.35M |
12.9% |
| 2019 |
$3.80 |
$315.59M |
$44.73M |
14.2% |
| 2020 |
$2.40 |
$336.05M |
$26.73M |
8% |
| 2021 |
$8.33 |
$397M |
$88.69M |
22.3% |
| 2022 |
$5.30 |
$472.96M |
$51.22M |
10.8% |
| 2023 |
$1.66 |
$551.4M |
$15.96M |
2.9% |
| 2024 |
$4.03 |
$588.5M |
$41.23M |
7% |
| 2025 |
$4.45 |
$645.57M |
$44.41M |
6.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5.50 |
$5.48 – $5.54 |
$683.8M |
$681.64M – $687.11M |
3 |
| 2027 |
$7.53 |
$6.60 – $8.74 |
$743.86M |
$737.39M – $753.82M |
4 |
| 2028 |
$8.10 |
$8.07 – $8.15 |
$749.9M |
$747.53M – $753.53M |
1 |
