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Donegal Group Inc. DGICA NASDAQ

NASDAQ Global Select • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
68/100
3/7 Pass
SharesGrow Intrinsic Value
$23.38
+36.3%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Donegal Group Inc. (DGICA) trades at a trailing P/E of 6.9, forward P/E of 9.0. Trailing earnings yield is 14.52%, forward earnings yield 11.07%. PEG 0.17 (Peter Lynch undervalued ≤1.0). Graham Number is $34.26.

Criteria proven by this page:

  • VALUE (94/100, Pass) — P/E is below market average (6.9); PEG ≤ 1.0 — Peter Lynch undervalued (0.17); earnings yield beats bond yields (14.52%).
  • PEG Ratio 0.17 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 14.52% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 68/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
68/100
SG Score
View full scorecard →
VALUE
94/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
~
PAST
75/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
MOAT
42/100
→ Income
GROWTH
83/100
→ Income
~
INCOME
45/100
→ Income

Valuation Snapshot — DGICA

Valuation Multiples
P/E (TTM)6.9
Forward P/E9.0
PEG Ratio0.17
Forward PEG1.13
P/B Ratio0.85
P/S Ratio0.65
EV/EBITDA6.3
Per Share Data
EPS (TTM)$2.54
Forward EPS (Est.)$1.90
Book Value / Share$20.52
Revenue / Share$31.35
FCF / Share$2.25
Yields & Fair Value
Earnings Yield14.52%
Forward Earnings Yield11.07%
Dividend Yield4.17%
Graham Number$34.26
SharesGrow IV$23.38 (+36.3%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 15.0 0.77 1.06 0.67 3.04%
2017 66.6 -0.86 1.06 0.64 3.13%
2018 -11.8 0.02 0.97 0.50 4.06%
2019 9.0 -0.04 0.94 0.52 3.80%
2020 7.8 1.09 0.80 0.53 4.12%
2021 17.5 -0.32 0.83 0.54 4.32%
2022 -231.8 2.16 0.94 0.54 4.51%
2023 104.5 -0.32 0.96 0.50 4.74%
2024 10.0 0.01 0.94 0.52 4.45%
2025 7.7 0.18 0.96 0.63 4.18%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.14 $687.34M $30.8M 4.5%
2017 $0.25 $737.4M $7.12M 1%
2018 $-1.16 $769.13M $-32.76M -4.3%
2019 $1.64 $812.16M $47.15M 5.8%
2020 $1.83 $777.82M $52.82M 6.8%
2021 $0.83 $816.47M $25.25M 3.1%
2022 $-0.06 $848.22M $-1.96M -0.2%
2023 $0.11 $927.34M $4.43M 0.5%
2024 $1.54 $989.61M $50.86M 5.1%
2025 $2.18 $978.01M $79.34M 8.1%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $2.05 $2.05 – $2.05 $933.95M $933.95M – $933.95M 1
2027 $2.10 $2.10 – $2.10 $975.2M $975.2M – $975.2M 1
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