NI Holdings, Inc. (NODK) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $12.82. It has a SharesGrow Score of 37/100, indicating a weak investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NODK = $-15.89 (-223.9% from the current price, the stock appears overvalued).
Valuation: NODK trades at a trailing Price-to-Earnings (P/E) of -26.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.06.
Financials: revenue is $285M, +4.4%/yr average growth. Net income is $10M (loss), growing at +2.4%/yr. Net profit margin is -3.7% (negative). Gross margin is 29.6% (-70.4 pp trend).
Balance sheet: total debt is $1M against $241M equity (Debt-to-Equity (D/E) ratio 0.01, conservative). Current ratio is 0 (tight liquidity). Debt-to-assets is 0.6%. Total assets: $241M.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 45/100 (Partial), Past 0/100 (Fail), Health 50/100 (Partial), Moat 22/100 (Fail), Future ?/100 (Fail), Income 10/100 (Fail).
