SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
F.N.B. Corporation (FNB) trades at a trailing P/E of 11.2, forward P/E of 10.3. Trailing earnings yield is 8.93%, forward earnings yield 9.69%. PEG 0.49 (Peter Lynch undervalued ≤1.0). Graham Number is $25.82.
Criteria proven by this page:
- VALUE (84/100, Pass) — P/E is below market average (11.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.49); analyst target implies upside (+14.2%); earnings yield beats bond yields (8.93%).
- Forward P/E 10.3 (down from trailing 11.2) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.49 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.93% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.69% as earnings recover.
- Analyst consensus target $20.25 (+14.2% upside) — modest upside expected.
Overall SharesGrow Score: 71/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
84/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FNB
Valuation Multiples
P/E (TTM)11.2
Forward P/E10.3
PEG Ratio0.49
Forward PEG1.02
P/B Ratio0.94
P/S Ratio2.34
EV/EBITDA10.6
Per Share Data
EPS (TTM)$1.57
Forward EPS (Est.)$1.72
Book Value / Share$18.82
Revenue / Share$7.50
FCF / Share$1.05
Yields & Fair Value
Earnings Yield8.93%
Forward Earnings Yield9.69%
Dividend Yield2.72%
Graham Number$25.82
SharesGrow IV$29.19 (+64.6%)
Analyst Target$20.25 (+14.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
19.3 |
-2.10 |
1.28 |
3.76 |
3.33% |
| 2017 |
21.1 |
-1.04 |
0.95 |
3.40 |
3.60% |
| 2018 |
8.5 |
0.11 |
0.69 |
2.20 |
5.19% |
| 2019 |
10.7 |
3.01 |
0.85 |
2.68 |
4.00% |
| 2020 |
10.7 |
-0.41 |
0.62 |
2.13 |
5.37% |
| 2021 |
9.6 |
0.22 |
0.75 |
2.91 |
4.23% |
| 2022 |
10.4 |
-12.90 |
0.81 |
2.84 |
3.92% |
| 2023 |
10.3 |
1.40 |
0.82 |
2.23 |
3.66% |
| 2024 |
11.5 |
-3.03 |
0.85 |
2.08 |
3.31% |
| 2025 |
10.9 |
0.46 |
0.91 |
2.28 |
2.83% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.78 |
$880M |
$170.89M |
19.4% |
| 2017 |
$0.63 |
$1.23B |
$199.2M |
16.2% |
| 2018 |
$1.12 |
$1.45B |
$372.86M |
25.8% |
| 2019 |
$1.16 |
$1.54B |
$387.25M |
25.1% |
| 2020 |
$0.85 |
$1.44B |
$286M |
19.8% |
| 2021 |
$1.23 |
$1.34B |
$405M |
30.3% |
| 2022 |
$1.22 |
$1.61B |
$439M |
27.3% |
| 2023 |
$1.31 |
$2.23B |
$485M |
21.8% |
| 2024 |
$1.27 |
$2.57B |
$465M |
18.1% |
| 2025 |
$1.56 |
$2.69B |
$565.39M |
21% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.72 |
$1.69 – $1.75 |
$1.9B |
$1.88B – $1.92B |
7 |
| 2027 |
$1.94 |
$1.86 – $1.98 |
$2.06B |
$2.03B – $2.08B |
7 |
| 2028 |
$2.20 |
$2.18 – $2.23 |
$2.2B |
$2.2B – $2.2B |
1 |
