Goosehead Insurance, Inc (GSHD) is a Insurance - Diversified company in the Financial Services sector, currently trading at $40.50. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of GSHD = $6.34 (-84.3% from the current price, the stock appears overvalued). Analyst consensus target is GSHD = $84 (+107.8% upside).
Valuation: GSHD trades at a trailing Price-to-Earnings (P/E) of 39.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.37.
Financials: revenue is $365M, +20.4%/yr average growth. Net income is $28M, growing at +181.4%/yr. Net profit margin is 7.6% (thin). Gross margin is 46.2% (+9.9 pp trend).
Balance sheet: total debt is $352M with negative equity of -$96M — this means total liabilities exceed total assets. This is a warning sign that may indicate accumulated losses, aggressive share buybacks, heavy debt financing, or aggressive dividend payouts. Companies like McDonald's and Starbucks also carry negative equity due to buybacks and dividends, but investors should assess whether the business generates sufficient cash flow to service its debt and sustain payouts. Current ratio is 7.6 (strong liquidity). Debt-to-assets is 84.9%. Total assets: $415M.
Analyst outlook: 11 / 18 analysts rate GSHD as buy (61%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 72/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 75/100 (Pass), Moat 63/100 (Partial), Future 73/100 (Pass), Income 45/100 (Partial).
